The gecko says you can save 15 percent in 15 minutes. The lady with the name tag says her company has the best prices – but they don’t have price tags. Another insurance company will zap you out of trouble with a jingle.
They’re all fun and make great commercials.
But do you really have time to check out three, four, or more insurance companies for your auto or home insurance needs? Each time, you have to submit your information, wait for a quote, and then compare.
Accidents happen, but some car crashes are by design.
Orchestrated by sophisticated criminal networks, staged “accidents” bilk car insurance companies out of billions of dollars, with consumers paying the ultimate price in higher premiums.
They work like this: You’re driving along innocently when a car comes out of nowhere, and wham! Before you know what hit you, passengers pile out of other cars complaining of injuries. Strangers urge you to visit a certain clinic or lawyer. Witnesses conveniently appear. And finally the other driver and passengers file large damage and/or injury insurance claims against you for thousands of dollars.
If you’ve never heard of Hagerty, it’s probably because you don’t own a collector or classic car. They specialize in providing insurance for car aficionados looking to protect their “babies” from any possible harm. What kind of danger is there for cars that only see the open road on rare occasions? Read on and find out some of the wackiest claims that Hagerty has dealt with in the past!
Do you suffer from road rage? Hey, many Americans do! There is always going to be that one person on the road who is cutting off just about everything. Sure, you may want to get even and cut them off in return but we are here to tell you DO NOT. Our North Carolina insurance agencyhas dealt with too many claims that are caused by unnecessary road retaliation and rage.
Are you aware that every time you step into your vehicle, you are putting yourself at risk? All Americans should be aware, especially with all the driving distractions these days! Between texting and shuffling through iPods, it is safe to say that no one just drives anymore. As your North Carolina insurance agency, we believe it is our duty to explain to you the importance of an auto insurance policy.
Will you be traveling long distances for Thanksgiving this year? All Americans know that the day before Thanksgiving is the most traveled day of the year. With that in mind, it is safe to say that a refresher course on driving safety is needed; no matter what age! Our North Carolina insurance agency has a few tips to share about driving safety this season.
It’s time to go back to school! Consider these valuable back-to-school carpooling tips as you pile the kids in the car and take them to school.
1) Meet with your fellow carpoolers. Get to know your fellow carpoolers to gauge how responsible of a driver they are. Use that time to establish some ground rules in terms of pick-up and drop-off times so everyone is on the same page.
Uninsured Motorist (UM) coverage:
With Uninsured Motorist coverage, we pay medical expenses and lost wages when you’re in an accident caused by a driver who has no insurance to cover these expenses. We pay up to the limits you chose when you bought the policy.
TO MINIMIZE THE DANGER OF BEING CARJACKED:
1. Think of saving your life first. Only then, think of your car and what’s in it.
2. If another car bumps your car, stay inside with the windows shut and the door locked and drive to the nearest police or fire station.
3. Don’t stop at isolated pay phones, cash machines or newspaper machines where you could become a carjacking victim.
Find out what you need to know about Rental Car Insurance!
