Cybersecurity Awareness Month: Why Every Business Needs Cyber Liability Coverage

Written By Charlotte Insurance on October 16, 2025. It has 0 comments.

Cybersecurity Awareness Month - Business Cyber Liability Coverage

You need to keep every part of your business safe, not just your physical location, right? Every business puts locks on the doors when they close their store or service center for the night in order to prevent criminals from gaining access and stealing their merchandise, tools, and other goods. It’s the same thing with […]

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Fire Prevention Month: Are Your Commercial Properties Properly Protected?

Written By Charlotte Insurance on October 5, 2025. It has 0 comments.

Fire Prevention Month Are Your Commercial Properties Properly Protected

Structure fires can start in many different ways. Some come from the kitchen, where an appliance malfunctioned or some grease caught on fire. Others are caused by faulty wiring or simply homeowner or tenant mistakes. What do all of these things have in common? They cause damage to the buildings in your homeowner’s association (HOA), […]

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What Pharmacists Need to Know About Malpractice Insurance

Written By Charlotte Insurance on September 17, 2025. It has 0 comments.

a pharmacist thinking about malpractice insurance while she pulls meds off of a shelf

Normally, you think of physicians only when the words “malpractice insurance” come up. However, pharmacists can benefit from having a malpractice insurance policy as well. Pharmacists do more than just dole out prescribed medications. Since their duties include checking for drug interactions, ensuring that the doctors prescribed the correct dosages, and more, having a malpractice […]

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Protecting Intellectual Property in Manufacturing: Does Insurance Help?

Written By Charlotte Insurance on September 3, 2025. It has 0 comments.

intellectual property insurance graphic

If you take two manufacturing companies that make the exact same items and look at their processes, you’ll find that both are most likely very different. Most manufacturing businesses have their own internal processes and systems that are proprietary and secret. Not only do these secrets keep competitors in the dark, but they also allow […]

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How to Insure Raw Materials in Transit or Storage

Written By Charlotte Insurance on August 12, 2025. It has 0 comments.

raw materials being mined from the earth before needing to be insured httpswww.pexels.comphotobirds-eye-photography-of-mine-2101135

Mining companies need to consider more than the health and welfare of their employees. They also need to ensure that the raw minerals that those workers unearth are properly insured while they are in transit and also in storage. After all, these raw materials are the company’s livelihood, so if they’re damaged, the company automatically […]

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Adding an In-House Clinic to your Pharmacy? What That Means for Your Liability

Written By Charlotte Insurance on July 28, 2025. It has 0 comments.

a nurse at an in-house pharmacy clinic discussing their insurance with their insurance agent

Due to the increasing costs of health care, many people prefer to go to urgent care facilities and in-house clinics in order to get a proper diagnosis. These clinics are great at diagnosing simple ailments such as the flu, pneumonia, allergies, and other issues. They also bring in new clientele who haven’t been to your […]

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When to Review (and Update) Your Condo Association’s Insurance Policy

Written By Charlotte Insurance on July 21, 2025. It has 0 comments.

a condo association board discussing their insurance policies

Running a condo association involves a number of tasks, like ensuring that homeowners adhere to the rules and regulations, that the common spaces are cleaned regularly, and most importantly, that the condo building and its related association have the right types and amounts of insurance. Your group should already have the required policies, like building […]

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What Manufacturers Should Know About Finished Stock Insurance

Written By Charlotte Insurance on June 30, 2025. It has 0 comments.

a warehouse full of products that need finished stock insurance

Manufacturing companies have a lot to worry about. Not only do they need to keep their assembly lines moving and all of their equipment in good, running condition, but they have to ensure that their employees are getting things done safely. These worries don’t stop once the items are made and packaged. Those finished goods […]

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Delivery Drivers & Liability: Are You Covered?

Written By Charlotte Insurance on June 22, 2025. It has 0 comments.

a person receiving their prescription delivery from their phramacy

When it comes to delivering prescriptions, you need to ensure that your pharmacy has the right insurance coverage, just in case. You may think that your company’s commercial auto insurance contains all of the protections that you need, but there are additional things to consider based on what could go wrong. In order to avoid […]

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Insurance 101 for HOA Boards: What’s Your Responsibility?

Written By Charlotte Insurance on June 16, 2025. It has 0 comments.

an example of an HOA that needs insurance, using model home figures

HOAs, also known as homeowner’s associations, have important roles to play in their community. Not only do these groups oversee the homes or condos in their association, ensuring that everyone follows the rules and adheres to the guidelines, but they’re also in charge of running the entire association and any private, yet community accessible parts […]

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