Cyber Monday and Data Breach Risk: What Your Retail Business Needs to Know

Written By Charlotte Insurance on November 17, 2025. It has 0 comments.

a pharmacist looking into cyber liability insurance Cyber Monday and Data Breach Risk What Your Retail Business Needs to Know

The holidays are a time of high crime, both physical (robberies) and virtual (hackers). Is your pharmacy or small retail business ready for any cybercrimes that may be committed? Targeting Small Businesses It’s common for small retailers to believe that their systems are safe, as it seems likely that only larger companies get targeted by […]

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How to Insure Specialized Manufacturing Equipment and Tooling

Written By Charlotte Insurance on November 13, 2025. It has 0 comments.

a man reviewing his manufacturing insurance policy. How to Insure Specialized Manufacturing Equipment and Tooling

Your company spent a lot of money on custom tools and specialized manufacturing equipment. But what happens when that machinery breaks down, tools are stolen, or your equipment malfunctions? Not only could your business be in trouble, as it’s unable to meet customer needs, but you also may end up paying thousands out of pocket […]

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October Is National Pharmacist Month: Are You Protecting Your Staff with the Right Coverage?

Written By Charlotte Insurance on October 22, 2025. It has 0 comments.

October Is National Pharmacist Month Are You Protecting Your Staff with the Right Coverage

Pharmacists and their assistants work hard every day providing patients with their medications as prescribed. They also check for errors in the prescriptions to ensure that the dosages are correct, as well as examine the other medications that patients are taking to look for contraindications. With all of the things that they have to do […]

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Cybersecurity Awareness Month: Why Every Business Needs Cyber Liability Coverage

Written By Charlotte Insurance on October 16, 2025. It has 0 comments.

Cybersecurity Awareness Month - Business Cyber Liability Coverage

You need to keep every part of your business safe, not just your physical location, right? Every business puts locks on the doors when they close their store or service center for the night in order to prevent criminals from gaining access and stealing their merchandise, tools, and other goods. It’s the same thing with […]

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Fire Prevention Month: Are Your Commercial Properties Properly Protected?

Written By Charlotte Insurance on October 5, 2025. It has 0 comments.

Fire Prevention Month Are Your Commercial Properties Properly Protected

Structure fires can start in many different ways. Some come from the kitchen, where an appliance malfunctioned or some grease caught on fire. Others are caused by faulty wiring or simply homeowner or tenant mistakes. What do all of these things have in common? They cause damage to the buildings in your homeowner’s association (HOA), […]

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What Pharmacists Need to Know About Malpractice Insurance

Written By Charlotte Insurance on September 17, 2025. It has 0 comments.

a pharmacist thinking about malpractice insurance while she pulls meds off of a shelf

Normally, you think of physicians only when the words “malpractice insurance” come up. However, pharmacists can benefit from having a malpractice insurance policy as well. Pharmacists do more than just dole out prescribed medications. Since their duties include checking for drug interactions, ensuring that the doctors prescribed the correct dosages, and more, having a malpractice […]

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Protecting Intellectual Property in Manufacturing: Does Insurance Help?

Written By Charlotte Insurance on September 3, 2025. It has 0 comments.

intellectual property insurance graphic

If you take two manufacturing companies that make the exact same items and look at their processes, you’ll find that both are most likely very different. Most manufacturing businesses have their own internal processes and systems that are proprietary and secret. Not only do these secrets keep competitors in the dark, but they also allow […]

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How to Insure Raw Materials in Transit or Storage

Written By Charlotte Insurance on August 12, 2025. It has 0 comments.

raw materials being mined from the earth before needing to be insured httpswww.pexels.comphotobirds-eye-photography-of-mine-2101135

Mining companies need to consider more than the health and welfare of their employees. They also need to ensure that the raw minerals that those workers unearth are properly insured while they are in transit and also in storage. After all, these raw materials are the company’s livelihood, so if they’re damaged, the company automatically […]

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Adding an In-House Clinic to your Pharmacy? What That Means for Your Liability

Written By Charlotte Insurance on July 28, 2025. It has 0 comments.

a nurse at an in-house pharmacy clinic discussing their insurance with their insurance agent

Due to the increasing costs of health care, many people prefer to go to urgent care facilities and in-house clinics in order to get a proper diagnosis. These clinics are great at diagnosing simple ailments such as the flu, pneumonia, allergies, and other issues. They also bring in new clientele who haven’t been to your […]

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When to Review (and Update) Your Condo Association’s Insurance Policy

Written By Charlotte Insurance on July 21, 2025. It has 0 comments.

a condo association board discussing their insurance policies

Running a condo association involves a number of tasks, like ensuring that homeowners adhere to the rules and regulations, that the common spaces are cleaned regularly, and most importantly, that the condo building and its related association have the right types and amounts of insurance. Your group should already have the required policies, like building […]

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