Category: Business Insurance

The Importance of Contractual Liability Insurance for Medicaid and Private Contracts

Written By Charlotte Insurance on March 25, 2025. It has 0 comments.

an NEMT driver working for a company that needs Contractual Liability Insurance

When it comes to running a business in a healthcare adjacent field, contracts are everything. This is particularly important for NEMT, or non-emergency transport companies, who take patients from their homes to doctor’s appointments, procedures, and other non-emergency healthcare facilities. Without NEMT options, these patients would have to find other, possibly more expensive and less […]

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Why Manufacturers Should Consider Inland Marine Insurance

Written By Charlotte Insurance on March 18, 2025. It has 0 comments.

a worker in a manufacturing facility researching inland marine insurance policies.

There are many different types of insurance that manufacturers need to have in place to protect the items that they make, ship, and store. These include equipment insurance, warehouse insurance, workers’ compensation, and more. However, none of those policies have the power that inland marine insurance has. These policies cover quite a few things that […]

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Why Pharmacies Need Professional Liability Insurance

Written By Charlotte Insurance on March 11, 2025. It has 0 comments.

a pharmacy owner in need of a professional liability insurance policy

Mistakes can happen, no matter how careful you are. This is problematic at pharmacies, where the results of a mistake can cause physical harm and even be deadly. There are numerous steps in place to stop customers from receiving incorrect medications or wrong dosages, but sometimes, things slip through the cracks. When a customer ends […]

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How Large Rental Property Owners Can Protect Against Tenant Disputes and Liability Claims

Written By Charlotte Insurance on March 4, 2025. It has 0 comments.

renters giving the keys back to their landlord after a liability dispute

Owning a large rental property, like a multi-unit, multi-floor apartment building comes with a number of responsibilities. You need to manage the employees who clean and maintain the building, as well as those who are in charge of finding and vetting new renters. On top of this, you also need to protect your company from […]

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Workplace Ergonomics and Injury Prevention: How It Impacts Insurance Costs

Written By Charlotte Insurance on February 25, 2025. It has 0 comments.

a workers' compensation insurance claim form needed due to a lack of workplace ergonomics

Some workplaces tend to be more accident and injury prone than others. Manufacturing is obviously one of the most dangerous because the workers are around machinery all day long and are likely to get repetitive stress injuries due to repeating the same motions over and over during their shifts. Other industries, like construction, landscaping, and […]

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Why Your NEMT Company Needs a Strong Risk Management Plan in 2025

Written By Charlotte Insurance on February 18, 2025. It has 0 comments.

a person driving an NEMT vehicle

Running an NEMT, or Non-Emergency Medical Transport company comes with many associated risks. This happens anytime you have a business that transports medical patients, some of them fragile, from their homes to their appointments, medical procedures, and hospital stays. Since NEMT companies need to control a lot of variables, such as vehicle maintenance, driver abilities, […]

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Why Dealerships Need False Pretense Coverage

Written By Charlotte Insurance on December 29, 2024. It has 0 comments.

Why Dealerships Need False Pretense Coverage

There are many different types of insurance that auto dealerships must have in order to protect themselves and their inventory. False pretense coverage, which is sometimes bundled with a general liability insurance package, but is usually optional, is one of them. This type of insurance provides protection from a number of different situations, all of […]

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Protecting Your Business from False Claims with Video and Insurance Integration

Written By Charlotte Insurance on December 18, 2024. It has 0 comments.

Protecting Your Business from False Claims with Video and Insurance Integration

Non-emergency transport (NEMT) vehicles play a vital role in healthcare as they take patients to and from the hospital for appointments, outpatient surgery, and more. The companies that run NEMT vehicle services often have a number of different types of insurance, ranging from general liability to specialty business options. Having insurance in place to safeguard […]

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Protecting Intellectual Property in Manufacturing: Beyond Patents and Trademarks

Written By Charlotte Insurance on December 10, 2024. It has 0 comments.

Protecting Intellectual Property in Manufacturing Beyond Patents and Trademarks

Manufacturing generally uses a number of proprietary processes that are developed by the company itself. For example, your business may have come up with a way of printing labels that is unique to your company or making metal fasteners in a specific way. These unique processes are what make your business different. But what happens […]

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How Ordinance or Law Insurance Can Protect Your Commercial Property Investments

Written By Charlotte Insurance on December 5, 2024. It has 0 comments.

How Ordinance or Law Insurance Can Protect Your Commercial Property Investments

Commercial property can be a great investment. There’s always a market for businesses of all kinds that need to rent space, providing you with a steady income stream that helps your investments continually grow in size. Add in the fact that real estate tends to go up in value, not down, and you have some […]

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