Your business owners policy (BOP) helps protect the basics of your business: property damage, business interruption, and general liability. That’s a good starting point but it’s not enough for most companies. Here are things your BOP doesn’t cover and what coverage you need to protect your business. Driving for Business Purposes Any driving you do […]
Category: Business Insurance
Self-Employed Business Insurance: What Do You Need to Protect Yourself?
Written By Charlotte Insurance on November 24, 2021. It has 0 comments.
You finally did it. You left the nine to five, made the leap, and now work for yourself. There’s a lot to worry about once you become self-employed, including what you’ll do when things go wrong. Make sure you protect yourself and your new business with the right self-employed business insurance coverage. Every business is […]
Protect Your Small Business From Ransomware Attacks
Written By Charlotte Insurance on August 24, 2021. It has 0 comments.
In July, one ransomware attack on a software company impacted as many as 1500 businesses. The company shut down the attack within an hour after it happened. If they hadn’t, the attack could have impacted tens of thousands of small businesses. Ransomware attacks are on the rise and 71 percent of the victims are small […]
Business Insurance for Start-Ups: What You Need to Know
Written By Charlotte Insurance on August 7, 2021. It has 0 comments.
Working on a new start-up? Taking meetings? Working on funding? Building your business and marketing plans? As a start-up, there’s a lot going on and a lot you need to think about including how you’ll protect your business. Have you thought about business insurance yet? If not, here’s what you need to know. Why Your […]
Critical and Often Overlooked Small Business Coverages
Written By Charlotte Insurance on June 30, 2021. It has 0 comments.
General liability insurance? Check! Commercial property insurance? Check! Think that’s all the business insurance you need? Wrong! Every business faces unique challenges and risks which means every business needs insurance tailored to their needs. If you only have the basic coverage, you’re missing out on a lot of protection. Here are several overlooked (but very […]
Starting a Home-Based Business? Consider This, First!
Written By Charlotte Insurance on March 25, 2021. It has 0 comments.
Starting a business, especially one you can do from your home, is exciting and nerve-wracking. You’re taking control of your income, following your passion, and doing something you love! Of course, you’re thinking about supplies, marketing, how much to charge, what tools you need, and everything that goes into running a successful business. Maybe you’re […]
Curbside Pickup: 5 Things Business Owners Should Know
Written By Charlotte Insurance on February 16, 2021. It has 0 comments.
Curbside pickup was almost unheard of pre-pandemic. Now, it’s a necessary option to make sure you’re not turning away business unnecessarily. It’s also a great way to reduce the exposure to COVID-19 that your employees face. Whether you implemented curbside pickup early or you’re just starting, there are a few things to do and consider […]
General Liability Insurance – What It Does and Does Not Cover
Written By Charlotte Insurance on September 17, 2020. It has 0 comments.
As a business owner, you’ve likely heard many times how important general liability insurance is to your business. It’s the first and most important insurance policy you may ever purchase. But it’s important to know what it does and doesn’t cover, so you can make smart and strategic decisions for your business. Here’s what you […]
Top Reasons Cleaning Companies Should Have Insurance
Written By Charlotte Insurance on August 15, 2020. It has 0 comments.
Insurance is one thing we never hope to need but are glad to have when the need arises. This goes for business insurance, especially. Depending on the situation, one seemingly small mishap could ripple out to the point where suddenly you’re shutting down your business and wondering what happened. Not only is having the right […]
Why Learning Centers Need Insurance
Written By Charlotte Insurance on June 25, 2020. It has 0 comments.
Often traditional schooling doesn’t provide enough individual attention or it needs additional learning supplementation to be truly effective. That’s where learning centers come in. They provide an invaluable service—knowledge and education for people from all walks of life. Like any business, a learning center has its risks and liabilities. This includes not only professional liabilities, […]