Every business, no matter how large or small, needs insurance coverage. Yes, even those who are self-employed and spent their time working for themselves, without anything more than a home office, must have some sort of business insurance in place, just in case. It can be daunting to look for a policy when your only […]
Category: Business Insurance
Insuring Your Side Hustle: Here’s What You Need to Know
Written By Charlotte Insurance on March 3, 2023. It has 0 comments.
It seems as though everyone has a side hustle these days. Thanks to inflation, the rising cost of living, and numerous other factors, it makes plenty of sense to have a job or two on the side, in addition to your full-time employment. Whether you make crafts and sell them online and through in-person fairs, […]
5 Things To Know Before Starting a Cleaning Business
Written By Charlotte Insurance on June 13, 2022. It has 0 comments.
You know you want to start a cleaning business, and you’re ready to make the leap. Before you do, there are a few things to keep in mind that will set you up for success from day one. Here’s what you need to know. You Need a Plan Before starting any business, you need a […]
Starting a Lawn Care or Landscape Business? Here’s What You Should Know
Written By Charlotte Insurance on June 13, 2022. It has 0 comments.
Opening up your own lawn business this year? Before you buy the trailer and mower, commit to a customer schedule, and mow the first lawn, make sure your business is set up properly. Here’s what you need to know before you get started. What Services You’ll Offer Lawn care and landscaping is much more than […]
A Complete Guide to Insurance for High Risk Concerts
Written By Charlotte Insurance on April 20, 2022. It has 0 comments.
The world knows about the tragic deaths at the Astroworld Festival during a rap concert in 2021. It’s every concert attendee, performer, and organizer’s worst nightmare. It wasn’t the first time tragedy has struck during a concert. The Who in 1979, Pearl Jam in 2000, Great White in 2003…the list goes on and on. Not […]
6 Things That Your BOP Doesn’t Cover
Written By Charlotte Insurance on January 12, 2022. It has 0 comments.
Your business owners policy (BOP) helps protect the basics of your business: property damage, business interruption, and general liability. That’s a good starting point but it’s not enough for most companies. Here are things your BOP doesn’t cover and what coverage you need to protect your business. Driving for Business Purposes Any driving you do […]
Self-Employed Business Insurance: What Do You Need to Protect Yourself?
Written By Charlotte Insurance on November 24, 2021. It has 0 comments.
You finally did it. You left the nine to five, made the leap, and now work for yourself. There’s a lot to worry about once you become self-employed, including what you’ll do when things go wrong. Make sure you protect yourself and your new business with the right self-employed business insurance coverage. Every business is […]
Protect Your Small Business From Ransomware Attacks
Written By Charlotte Insurance on August 24, 2021. It has 0 comments.
In July, one ransomware attack on a software company impacted as many as 1500 businesses. The company shut down the attack within an hour after it happened. If they hadn’t, the attack could have impacted tens of thousands of small businesses. Ransomware attacks are on the rise and 71 percent of the victims are small […]
Business Insurance for Start-Ups: What You Need to Know
Written By Charlotte Insurance on August 7, 2021. It has 0 comments.
Working on a new start-up? Taking meetings? Working on funding? Building your business and marketing plans? As a start-up, there’s a lot going on and a lot you need to think about including how you’ll protect your business. Have you thought about business insurance yet? If not, here’s what you need to know. Why Your […]
Critical and Often Overlooked Small Business Coverages
Written By Charlotte Insurance on June 30, 2021. It has 0 comments.
General liability insurance? Check! Commercial property insurance? Check! Think that’s all the business insurance you need? Wrong! Every business faces unique challenges and risks which means every business needs insurance tailored to their needs. If you only have the basic coverage, you’re missing out on a lot of protection. Here are several overlooked (but very […]