Insurance is one thing that HOAs, also known as Homeowners Associations, shouldn’t skimp on. You need to have the best possible protections in place in order to protect your HOA from liability lawsuits and more. The last thing that you want is to call in a claim due to storm or fire damage to the […]
Running a homeowner’s association involves keeping track of a number of different things. Not only do you need to enforce the HOA rules and make sure that everyone is paying their dues, but you’re also in charge of the insurance policies that need to be in place should something go wrong. What types of policies […]
When it comes to your homeowner’s insurance rates, there are a number of factors that go into determining how much you’ll need to pay. Things like your home’s location, overall worth, replacement costs, and more are all on the list. Another factor that insurance companies consider is the age of your home. Why does this […]
Living in an area like North Carolina, where the potential for getting hit by a hurricane is high, means that you need to prepare for the worst. While some more modern homes might be able to withstand the high flood waters and winds of a hurricane, this doesn’t mean that every house can. In order […]
The only thing worse than seeing your beloved home get damaged in a fire or storm is discovering that you don’t have enough insurance to cover the repairs or rebuild. Being underinsured, or not having enough coverage, is no laughing matter. You could either end up having to pay a lot of money out of […]
Even though you think you have enough coverage on your homeowner’s insurance policy, it never hurts to have some extra precautions in place. For example, an umbrella insurance policy, which is designed to provide some additional liability coverage, can be added to your homeowner’s policy. Since these umbrella policies are inexpensive, they provide plenty of […]
Are your collectibles protected? Whether you prefer action figures, comic books, or even antique statues and plates, you’ve most likely spent a lot of time putting your collection together. You more than likely have catalogued everything within that collection and have no issues understanding what every single item is worth. But the real question is: […]
Did you know that you should review your insurance coverage every single year? The beginning months of the year are the best time to sit down with your insurance agent and go over your policies. This process can be used to clear up any questions that you have regarding your insurance, as well as to […]
When you think of summer, you’re probably thinking about the time you’ll spend in the pool, grilling at cookouts, and the parties you want to host. You might not think about injuries, fires, and your liability as a host. But you should. Here are some safety tips to keep your summer fun and carefree – […]
You’ve been told over and over again to make sure you read your insurance policy in full so you know exactly what’s covered. If not, you might be severely disappointed when you file a claim because you didn’t know what was and wasn’t covered. Now you’re reading the policy and come across a term that […]
