Keeping employees safe should be the goal of every company. Not only will your business flourish, knowing that your workers are less likely to file a workers’ compensation claim, but you’ll pay lower insurance rates. Paying lower premiums is a good goal to have, as insurance amounts can add up quickly when you have a […]
Category: Charlotte Workers Compensation Insurance
Worker Safety and Workers’ Compensation Insurance in Manufacturing
Written By Charlotte Insurance on August 21, 2024. It has 0 comments.
Manufacturing can be a dangerous business. Even if your company follows all of the safety protocols, there’s still a chance that your employees could get hurt on a regular basis. Between the overuse-style injuries, like arm or leg ligament tears, and the accidental ones, such as a broken leg caused by slipping on a wet […]
The Role of a Return-to-Work Program in Managing Workers’ Compensation Costs
Written By Charlotte Insurance on July 2, 2023. It has 0 comments.
Workers’ compensation insurance is designed to pay not only for your employees’ medical care and expenses after they were injured on the job, but it also covers their salary as they go through the rehabilitation process. As you might expect, this can be rather expensive, especially for the more debilitating injuries. Your workers’ compensation insurance […]
The Impact of Workplace Safety on Workers’ Compensation Insurance
Written By Charlotte Insurance on June 26, 2023. It has 0 comments.
Every business that employs people other than the owners should have workers’ compensation insurance. Workplace injuries happen when you least expect it, and you need to not only make sure that your business is covered should an employee break a leg on a slippery floor or injure themselves on a piece of machinery, but that […]
Multi-Family Housing and Apartments Insurance Guide
Written By Charlotte Insurance on March 14, 2022. It has 0 comments.
Own a property you want to develop for multi-family housing? Thinking of investing in rental property as a business opportunity? The market might be hot, and this may be an excellent business venture for your financial future. But if you don’t have the right kind and amount of insurance, you could lose everything in one […]
Insurance for Dental Offices – A Comprehensive Guide
Written By Charlotte Insurance on February 23, 2022. It has 0 comments.
When you became a dentist, you did it to help people have beautiful smiles and healthy mouths. As you well know, oral health is a window into the overall health of the body. What you probably didn’t think about was the business of running a dental practice. As fulfilling as the work can be, it […]
How COVID-19 is Changing Workers’ Compensation Insurance
Written By Charlotte Insurance on January 19, 2021. It has 0 comments.
There’s no denying that COVID-19 has changed everything, including how you run your business. From when you’re open to how you conduct business, the impact of the pandemic has been overwhelming. That impact includes workers’ compensation insurance. If you’ve had more employees file claims than in the past, you’re not alone. Here’s how things are […]
Want to Lower Your Workers Comp Costs? Lower Your Experience Mod.
Written By Charlotte Insurance on September 22, 2020. It has 0 comments.
One of the most important costs for any business is often considered the one most out of your control — workers’ compensation insurance. You have more control than you realize. You just have to know what impacts your overall costs. With workers’ compensation, the most important factor in your premium is your experience mod. To […]
Why Lawn Care Companies Need Insurance
Written By Charlotte Insurance on June 15, 2020. It has 0 comments.
In an ideal world, accidents never happen, mistakes are never made, and everyone is happy, healthy, and has a beautiful home to enjoy. Unfortunately, we’re only human, and even lawn care companies fall victim to accidents from time to time. Damaged property, stolen equipment, or employee and customer injuries can be mitigated but never entirely […]
Misclassifying Employees: A Risk Not Worth Taking
Written By Charlotte Insurance on January 18, 2018. It has 0 comments.
Misclassifying your employees as independent contractors can seem pretty tempting. You’ll pay less in federal and state taxes and for your workers’ compensation insurance. In the short term it might seem like a great cost-saver and way to increase your bottom line. But in the end, it’s really a terrible idea. Here’s why you shouldn’t misclassify employees — no matter how tempted you might be.