Pharmacies are unique stores. They have prescription medications and a pharmacist on duty, as well as plenty of over-the-counter remedies designed to make you feel better in more ways than one. In order to have the right kind of protection for your pharmacy, you need to have the best possible insurance policies in place. After […]
Category: Commercial Insurance
Insurance for Medical Groups and Physician Practices Insurance
Written By Charlotte Insurance on November 8, 2024. It has 0 comments.
Is your medical group sufficiently insured? What about your independent physician practice? While many larger hospital groups have one large policy that protects the doctors who work for them, some don’t. This umbrella of coverage also doesn’t apply to individual practices that operate independently or smaller medical groups that need to update their insurance policies. […]
Non-Emergency Medical Transport: Mitigating Risks with Comprehensive Insurance
Written By Charlotte Insurance on October 23, 2024. It has 0 comments.
Non-emergency medical transport services play a key role in the healthcare industry. They transport patients to and from doctor’s appointments, to outpatient surgical centers for procedures, and to hospitals for testing. None of these patients require emergency services; they just need a ride to get to their health-related appointments and procedures. Since many non-emergency medical […]
Employment Practices Liability Insurance (EPLI): Protecting Your Dealership from Lawsuits
Written By Charlotte Insurance on October 16, 2024. It has 0 comments.
Car dealerships need many different types of insurance. They need coverage on their buildings, the cars in their parking lot, their computer systems, and even on the people test driving their vehicles. While all of these protections are standard, there’s another kind of coverage that dealerships often overlook: Employment Practices Liability Insurance. Known as EPLI, […]
How Umbrella Insurance Can Provide Extra Protection for Large Property Portfolios
Written By Charlotte Insurance on October 9, 2024. It has 0 comments.
Owning multiple properties leads to a number of expenses. You need to have someone looking after each property, ensuring that it’s being properly maintained and in good condition. This involves hiring property managers, gardeners, handymen, and more. With so much to keep track of, it’s easy to overlook one of the most important things: keeping […]
Why Intellectual Property Insurance Matters for Manufacturing Companies
Written By Charlotte Insurance on October 2, 2024. It has 0 comments.
Manufacturing companies either design the products that they make or are hired by design businesses to create the products for them. No matter what, a number of private secrets, like manufacturing processes, are involved in the situation. The design of the products is often a trade secret as well, at least until they appear in […]
Navigating the Complexities of Product Recall Insurance
Written By Charlotte Insurance on June 25, 2024. It has 0 comments.
Companies that sell products to consumers have several things to worry about, from dealing with problems that occur along the supply chain to those that pop up once consumers buy the items. In some cases, these problems are so bad that a recall needs to take place, which includes consumers returning the items for either […]
The Importance of Wind and Hail Coverage for Car Lots
Written By Charlotte Insurance on June 19, 2024. It has 0 comments.
Unlike other types of stores, car dealerships tend to keep most of their inventory outside. This not only makes it easy for customers to peruse what they have to offer, but it also allows the car lot to have plenty of open indoor space for their sales and finance teams. The downside to this is […]
Tenant Discrimination Insurance: Addressing Risks in Multifamily Housing
Written By Charlotte Insurance on May 23, 2024. It has 0 comments.
As a landlord, you no doubt have a lot on your mind. You have to keep your properties full of tenants, not to mention in good, livable condition. You might have employees to manage. Depending on the size of the property, this can include housekeeping staff, rental staff, maintenance workers, and more. The last thing […]
Dealer Plate Insurance: Ensuring Compliance and Coverage for Test Drives
Written By Charlotte Insurance on May 16, 2024. It has 0 comments.
Automotive dealers have a lot to keep track of. They not only have to manage their employees, work with customers, stay in contact with lenders, and track their inventory, but they also need to ensure that they have the right insurance policies in place should something happen to any of the above. While some of […]