The Importance of Wind and Hail Coverage for Car Lots

Written By Charlotte Insurance on June 19, 2024. It has 0 comments.

The Importance of Wind and Hail Coverage for Car Lots

Unlike other types of stores, car dealerships tend to keep most of their inventory outside. This not only makes it easy for customers to peruse what they have to offer, but it also allows the car lot to have plenty of open indoor space for their sales and finance teams. The downside to this is […]

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Tenant Discrimination Insurance: Addressing Risks in Multifamily Housing

Written By Charlotte Insurance on May 23, 2024. It has 0 comments.

a multifamily house owned by a landlord with a tenant discrimination insurance policy in place.

As a landlord, you no doubt have a lot on your mind. You have to keep your properties full of tenants, not to mention in good, livable condition. You might have employees to manage. Depending on the size of the property, this can include housekeeping staff, rental staff, maintenance workers, and more. The last thing […]

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Dealer Plate Insurance: Ensuring Compliance and Coverage for Test Drives

Written By Charlotte Insurance on May 16, 2024. It has 0 comments.

vehicles on a dealer's lot, protected with dealer plate insurance

Automotive dealers have a lot to keep track of. They not only have to manage their employees, work with customers, stay in contact with lenders, and track their inventory, but they also need to ensure that they have the right insurance policies in place should something happen to any of the above. While some of […]

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Cargo Insurance for Manufacturers: Protecting Goods in Transit

Written By Charlotte Insurance on May 14, 2024. It has 0 comments.

shipping containers full of manufactured goods protected with a cargo insurance policy

There are several things that manufacturers need to consider when making sure that they have all of the right insurance policies in place. The first few consist of coverage on their buildings and equipment. The next are needed to ensure that the items they make are properly protected from the moment they’re completed until they […]

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Fleet Insurance for Auto Dealerships: What You Need to Know

Written By Charlotte Insurance on March 5, 2024. It has 0 comments.

a fleet of vehicles at an auto dealership in need of fleet insurance

The cars on your lot that are listed for sale are protected under their own insurance policy, but that leaves a glaring gap in coverage: the vehicles owned and operated by your dealership. These vehicles might be protected by a commercial auto insurance policy, but if you have a number of them, then you might […]

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The Importance of Product Liability Insurance for Manufacturers

Written By Charlotte Insurance on February 26, 2024. It has 0 comments.

the owner of a manufacturing facility thinking about the importance of Product Liability Insurance for Manufacturers

Manufacturing companies have a lot to balance on a daily basis. They need to find customers for their products, source the raw materials for those products, and have their employees create and package them. The last thing that the CEO or owner needs to worry about is what happens when the products leave the factory […]

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Risk Management Strategies for Contractors

Written By Charlotte Insurance on February 21, 2024. It has 0 comments.

a contractor on the job working after managing their risks

Being in the construction industry comes with a truckload of risk. There are many different moving pieces involved in repairing and renovating houses, all of which rely on each other in order for the job to go smoothly. What happens when your equipment breaks down? What if an employee is hurt on the job? Both […]

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How to Reduce Insurance Costs for Your Auto Dealership

Written By Charlotte Insurance on February 19, 2024. It has 0 comments.

auto dealership owners discussing ways to lower their insurance costs

Running an auto dealership can be expensive. You not only have to pay for your employees’ salaries, as well as upkeep and maintenance of your buildings and outdoor property areas, but also ensure that your technology is up to date, and more. That said, adding on the cost of insurance may seem like the straw […]

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Cybersecurity for Auto Dealerships: The Need for Cyber Insurance in the Digital Age

Written By Charlotte Insurance on January 3, 2024. It has 0 comments.

a car dealership owner researching cyber liability / cybersecurity insurance options

Auto dealerships have a lot of classified information on their computers. They need their customers’ social security numbers, salaries, addresses, and more in order to qualify them for loans. Plus, there’s plenty of other private details recorded in those systems, such as pay records and employee information, as well as vehicle VIN numbers and more. […]

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Top 5 Insurance Claims Made by Building Contractors and How to Avoid Them

Written By Charlotte Insurance on December 30, 2023. It has 0 comments.

a contractor on a job site, working hard to avoid insurance claims

Building contractors have a lot to manage. They have to deal with employees, order supplies, ensure existing work gets done, and even be on the lookout for new business after the current job ends. This can lead to a huge balancing act considering the number of mistakes that lead to insurance claims. With so much […]

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