Those who own and operate warehouses or storage spaces for manufacturers, or do their own manufacturing and also operate a place to store the goods before they’re shipped to customers, need to have the right types of insurance in place. Otherwise, they could be forced to pay a lot of money out of pocket should […]
Category: Commercial Insurance
Cargo Insurance: Safeguarding Freight in Transit for Transportation Companies
Written By Charlotte Insurance on October 18, 2023. It has 0 comments.
There’s a lot that can happen on the roadways. Trucks can jack knife and have their cargo spilled all over the roads. Inclement weather can lead to multiple car and truck pileups that leave them stuck for days, allowing that cargo to spoil or become damaged. Fires can even occur when something goes wrong with […]
Green Building Insurance: Sustainability and Coverage for Eco-Friendly Projects
Written By Charlotte Insurance on October 16, 2023. It has 0 comments.
The word “green” appears everywhere these days. People want every product that they use to be environmentally friendly, and that desire trickles all of the way down to where they’re living as well. Green buildings are more popular than ever before, with most new construction, whether it’s a multi-family home or apartment building or a […]
How to Prepare Your Business for Natural Disasters with the Right Insurance Coverage
Written By Charlotte Insurance on June 1, 2023. It has 0 comments.
Does your business have the insurance coverage that it needs to rebuild after a natural disaster? What would happen if a hurricane hit your geographic area and took out your entire fleet of vehicles or made your offices unable to operate, due to a lack of a roof on the building? If you don’t have […]
Insurance for the Self-Employed: A Complete Guide to Protecting Yourself and Your Business
Written By Charlotte Insurance on April 20, 2022. It has 0 comments.
Being self-employed can be one of most rewarding journeys you’ll ever take. Instead of working for a company that doesn’t appreciate you or won’t offer flexibility, you can work for yourself and build a life and a business that matters to you. But that doesn’t mean there aren’t some risks to being self-employed. Whether you […]
A Definitive Guide to Contractor Insurance
Written By Charlotte Insurance on February 15, 2022. It has 0 comments.
As a contractor, you’ve got a lot on your plate – bids to put in, contracts to fulfill, subcontractors to hire (or fire). Now add a big storm that rips apart part of an active jobsite or an accident on the road with a company truck. Accidents like these are more than giant headaches. They […]
4 Things General Liability Doesn’t Cover
Written By Charlotte Insurance on February 9, 2021. It has 0 comments.
You know you need general liability insurance for your company. It covers you when a third-party is injured or suffers damage while in the course of doing business with you, on or off company property. Because of the name, you’re not alone in thinking that the coverage itself is, well, general and covers a lot […]
General Liability Insurance – What It Does and Does Not Cover
Written By Charlotte Insurance on September 17, 2020. It has 0 comments.
As a business owner, you’ve likely heard many times how important general liability insurance is to your business. It’s the first and most important insurance policy you may ever purchase. But it’s important to know what it does and doesn’t cover, so you can make smart and strategic decisions for your business. Here’s what you […]
Earthquakes and Your Insurance
Written By Charlotte Insurance on August 31, 2020. It has 0 comments.
On August 9, 2020, in Sparta, North Carolina a magnitude 5.1 earthquake struck. It was felt across the entire state and was the second strongest to occur in North Carolina since 1900. In the devastating aftermath, many victims of the earthquake received even more bad news. Their insurance policies, in large part, would not cover […]
How Much Does Commercial Insurance Cost?
Written By Charlotte Insurance on January 21, 2015. It has 0 comments.
You’ve finally done it – become your own boss and started a business. You’re in charge of your future. Hard work, determination, and drive, mixed with great customer service and an amazing product or service, are all you’re going to need to succeed.
Actually, no, you need something more. You need protection for yourself and your business. You need insurance for your business.
Before you think of this as yet another expense, insurance protects you and your business. Depending on the type of business you operate, your insurance needs and costs will vary.