Boomerang Kids and your Insurance

Written By Charlotte Insurance on February 26, 2016. It has 0 comments.

Once your child left home – for college or just to be out on their own – you thought that was it; one less person in your house. Think again.

After graduating college or living on their own for a while, your child may be one of the four million adults between the ages of 25 and 34 asking to move back in with their parents. They need to save money while they get back on their feet or find that first job, and as their parent, you want to help.

Here are some things you need to consider before move in day.

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5 New Year’s Resolutions for a Stronger Financial Future

Written By Charlotte Insurance on December 28, 2015. It has 0 comments.

Forget the “lose 30 pounds by February” resolution. This New Year, make resolutions that will keep you healthier and financially stronger in the years ahead. With just a few tweaks or additions to your current insurance policies, you’ll be in a more secure position when you tackle the sky-diving, marathoning, or mountain climbing resolutions.

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Start the New Year Off Right with an Account Review

Written By Charlotte Insurance on December 21, 2015. It has 0 comments.

The new year is a time to set new goals, make new plans, and dream new dreams. It’s also a time to get yourself on the right track for the year ahead. Having the right insurance policies in place is an excellent way to make sure that, when life happens (and it will), you’re covered.

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12 Things Millennials Need to Know Before they Buy their First Home

Written By Charlotte Insurance on October 13, 2015. It has 0 comments.

Buying your first home is a big step and requires a lot of thought, patience, planning, and a need to work with professionals who understand the process. Unless you’ve got enough cash stashed away to pay for the house in full, it’s not as simple as walking up to a house you like and making an offer.

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Why some Homeowners may need Workers Compensation Insurance Policies

Written By Charlotte Insurance on October 8, 2015. It has 0 comments.

For many homeowners a basic home insurance policy, flood insurance policy, and perhaps an umbrella policy are all the protection they need for their homes to protect against natural disasters, theft, and damage. But for high value clients who possess heirlooms, antiques, and other fine valuables, you understand that the basic insurance policies are not always enough.

Did you realize, though, that you may be missing a valuable insurance policy for the domestic workers you hire to work in your home?

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Mold Damage – is it Covered?

Written By Charlotte Insurance on September 25, 2015. It has 0 comments.

One of the worst things that can happen to your home is mold. With the help of a few spores and enough moisture, mold can ravage a home quickly. It creates bad smells and unsightly stains. If left unchecked, it can reduce your home’s value and make you and your family sick.

Most homeowners know the importance of getting rid of unwanted moisture as soon as possible. It’s your home’s worst nightmare. The question that remains for many homeowners is a big one.

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Does your Homeowners Insurance Cover your College Student?

Written By Charlotte Insurance on September 18, 2015. It has 0 comments.

It’s that time of year again – your college student is headed back to campus.

These days you aren’t protecting them from bullies on the playground or accidental slips and falls. You’re sending them out into a bigger world where anything can, and often does, happen. You can’t protect them from everything, but maybe you can protect them from more than you realize.

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10 Tips to Hiring the Right Contractor

Written By Charlotte Insurance on September 11, 2015. It has 0 comments.

Whether you’re building a new home from the ground up or you’re planning a minor renovation, you’re going to need a contractor. We’ve all heard the horror stories of jobs half done, lack of proper permits, or worse, projects that fall down in the first strong wind. No one wants to find themselves in that position.

Finding a contractor that you can trust is a challenge. These tips will help you make the right decision and hire the right contractor for your job.

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Drone Insurance is Becoming a Reality

Written By Charlotte Insurance on August 20, 2015. It has 0 comments.

Just a few years ago, drones were solely associated with the military, but now an enterprising business owner or a gadget-loving homeowner can own their very own drone.

For business applications, the possibilities vary. Real estate, film, agriculture, photography, public safety, marketing, shipping – the list of current uses already in place is long. As time goes on, people will find more ways to incorporate the use of drones into their businesses.

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10 Things that your Homeowner’s Insurance Policy does Not Cover

Written By Charlotte Insurance on July 30, 2015. It has 0 comments.

Purchasing insurance for your North Carolina home may be a requirement for anyone with a mortgage, but it’s also a smart move. Your insurance policy protects your house and yourself from accidents, damage, and other unforeseen events that are too costly for you to repair or replace yourself.

The fact is that the standard homeowner’s insurance policy does not cover every possible situation that could occur. It’s best to understand what your policy won’t cover and what you can purchase additional coverage for, in order to reduce your risk.

Take a look at these 10 things that your homeowner’s insurance policy does not cover.

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