Category: Our Blog

The Importance of Contractual Liability Insurance for Medicaid and Private Contracts

Written By Charlotte Insurance on March 25, 2025. It has 0 comments.

an NEMT driver working for a company that needs Contractual Liability Insurance

When it comes to running a business in a healthcare adjacent field, contracts are everything. This is particularly important for NEMT, or non-emergency transport companies, who take patients from their homes to doctor’s appointments, procedures, and other non-emergency healthcare facilities. Without NEMT options, these patients would have to find other, possibly more expensive and less […]

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Why Manufacturers Should Consider Inland Marine Insurance

Written By Charlotte Insurance on March 18, 2025. It has 0 comments.

a worker in a manufacturing facility researching inland marine insurance policies.

There are many different types of insurance that manufacturers need to have in place to protect the items that they make, ship, and store. These include equipment insurance, warehouse insurance, workers’ compensation, and more. However, none of those policies have the power that inland marine insurance has. These policies cover quite a few things that […]

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Why Pharmacies Need Professional Liability Insurance

Written By Charlotte Insurance on March 11, 2025. It has 0 comments.

a pharmacy owner in need of a professional liability insurance policy

Mistakes can happen, no matter how careful you are. This is problematic at pharmacies, where the results of a mistake can cause physical harm and even be deadly. There are numerous steps in place to stop customers from receiving incorrect medications or wrong dosages, but sometimes, things slip through the cracks. When a customer ends […]

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How Large Rental Property Owners Can Protect Against Tenant Disputes and Liability Claims

Written By Charlotte Insurance on March 4, 2025. It has 0 comments.

renters giving the keys back to their landlord after a liability dispute

Owning a large rental property, like a multi-unit, multi-floor apartment building comes with a number of responsibilities. You need to manage the employees who clean and maintain the building, as well as those who are in charge of finding and vetting new renters. On top of this, you also need to protect your company from […]

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Workplace Ergonomics and Injury Prevention: How It Impacts Insurance Costs

Written By Charlotte Insurance on February 25, 2025. It has 0 comments.

a workers' compensation insurance claim form needed due to a lack of workplace ergonomics

Some workplaces tend to be more accident and injury prone than others. Manufacturing is obviously one of the most dangerous because the workers are around machinery all day long and are likely to get repetitive stress injuries due to repeating the same motions over and over during their shifts. Other industries, like construction, landscaping, and […]

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Why Your NEMT Company Needs a Strong Risk Management Plan in 2025

Written By Charlotte Insurance on February 18, 2025. It has 0 comments.

a person driving an NEMT vehicle

Running an NEMT, or Non-Emergency Medical Transport company comes with many associated risks. This happens anytime you have a business that transports medical patients, some of them fragile, from their homes to their appointments, medical procedures, and hospital stays. Since NEMT companies need to control a lot of variables, such as vehicle maintenance, driver abilities, […]

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How Cyber Attacks on Auto Dealerships Are Increasing and How Insurance Can Help

Written By Charlotte Insurance on February 10, 2025. It has 0 comments.

A person in a car dealership research cyber liability insurance policies

Did you know that cyber attacks on auto dealerships have gone up 232%? This makes it likely that your dealership is next, if it hasn’t been hit already. So, what can you do in order to protect your customers’ confidential information? Understanding what cyber attacks are, as well as how to prevent them are the […]

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New Year, New Risks: Why Your Business Should Start 2025 with an Insurance Review

Written By Charlotte Insurance on January 23, 2025. It has 0 comments.

business owners reviewing their business insurance policies

When was the last time your business reviewed its insurance policies? This is something that should be done every year to ensure that your company has enough coverage, as well as the right types of coverage. There are two things to consider when doing this: the past and the future. In addition to looking back […]

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January Safety Audits: Why They Matter for Your Workers’ Compensation Rates

Written By Charlotte Insurance on January 12, 2025. It has 0 comments.

People performing a safety audit to lower their workers' compensation insurance rates. httpswww.pexels.comphotoperson-pointing-on-documents-January Safety Audits Why They Matter for Your Workers’ Compensation Rates - 8487392

Keeping employees safe should be the goal of every company. Not only will your business flourish, knowing that your workers are less likely to file a workers’ compensation claim, but you’ll pay lower insurance rates. Paying lower premiums is a good goal to have, as insurance amounts can add up quickly when you have a […]

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The Benefits of Adding GAP Insurance Options for Your Customers in 2025

Written By Charlotte Insurance on January 2, 2025. It has 0 comments.

a person researching the benefits of GAP insurance

What types of insurance does your dealership offer to customers? There are standard auto insurance options, which you can provide for a fee to those buying a new or used vehicle who either don’t have current car insurance or want to switch providers. Commercial auto insurance is another necessity, should your company sell or lease […]

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