Is your business prepared for every possible problem? You probably already have a standard business owner’s policy in place, but what happens when your business needs to shut down for some unforeseen reason? For example, a hurricane might take out your warehouse, or your office could be subjected to major flooding. Obviously, you won’t be […]
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Life After College: What You Need to Know About Insurance
Written By Charlotte Insurance on April 13, 2023. It has 0 comments.
Congratulations! You just finished college. Now it’s time to find a job (or go to grad school) and get some insurance policies of your own. While you were in school, your parents more than likely covered your auto insurance for you, and you never had to worry about things like renter’s insurance. But realistically, these […]
How to Determine if Your Home Needs a Flood Insurance Policy
Written By Charlotte Insurance on April 11, 2023. It has 0 comments.
There’s a big difference between a flood caused by a broken or clogged pipe and one brought about by a natural disaster. While the amount of damage left behind is one key differentiator, another is the fact that your homeowner’s insurance may not cover flooding from a hurricane, levee break, or other natural disaster if […]
Safeguarding Your Fun on the Water – All You Need to Know About NC Boat Insurance
Written By Charlotte Insurance on April 6, 2023. It has 0 comments.
Life on the coast means plenty of chances to get on the water, whether you prefer fishing or simply enjoy the peace that comes with spending some time on the ocean. However, without boating insurance, you could be setting yourself up for some very high expenses that can take the fun right out of this […]
How Classic Car Owners Can Get the Best Insurance Coverage for Their Ride
Written By Charlotte Insurance on April 4, 2023. It has 0 comments.
Is your classic car protected? Even if your antique ride spends a good part of the time in storage, waiting for those sunny days to be shown off outdoors, you still need to have the right kind of insurance on it. Unlike modern cars, your classic Mustang or Ford Fairlane needs to have special insurance, […]
Essential Insurance Coverages for Auto Dealerships in North Carolina & Beyond
Written By Charlotte Insurance on March 30, 2023. It has 0 comments.
Auto dealerships need to have the right insurance coverage in order to protect their businesses. This gets a bit tricky, as there’s more than one type of policy that they need to have in place, regardless of the size of the dealership. The goal of these policies is to keep your dealership running, no matter […]
6 Reasons Why Business Owners in North Carolina Need to Review Their Business Insurance Now
Written By Charlotte Insurance on March 28, 2023. It has 0 comments.
Do you have enough business insurance to cover every important thing should a catastrophe strike? When you started your business, you went to your agent, discussed the possibilities and your options, then chose your insurance policies. You’ve probably been renewing them every six months without thinking about it, but what happens if things have changed […]
Understanding Business Insurance for the Self-Employed – What You Need to Know with CoverSmart
Written By Charlotte Insurance on March 24, 2023. It has 0 comments.
Every business, no matter how large or small, needs insurance coverage. Yes, even those who are self-employed and spent their time working for themselves, without anything more than a home office, must have some sort of business insurance in place, just in case. It can be daunting to look for a policy when your only […]
Everything Entrepreneurs Need to Know About Commercial Vehicle Insurance in North Carolina
Written By Charlotte Insurance on March 22, 2023. It has 0 comments.
Did you know that if you get into an accident while driving your vehicle for business purposes, your standard automobile insurance policy more than likely won’t cover any damages? You could end up paying a lot of money out of pocket should you be found at fault for the accident. Rather than take this chance, […]
How Much Does a Traffic Violation Impact Your Auto Insurance?
Written By Charlotte Insurance on March 16, 2023. It has 0 comments.
There are few things more nerve-wracking than getting a traffic ticket. First, you have to sit through the traffic stop while the officer runs your plates and determines what to charge you with. Then, you have to decide whether to fight the ticket or simply pay the fine and court costs. Finally, you have to […]