As a contractor, you’ve got a lot on your plate – bids to put in, contracts to fulfill, subcontractors to hire (or fire). Now add a big storm that rips apart part of an active jobsite or an accident on the road with a company truck. Accidents like these are more than giant headaches. They […]
Often traditional schooling doesn’t provide enough individual attention or it needs additional learning supplementation to be truly effective. That’s where learning centers come in. They provide an invaluable service—knowledge and education for people from all walks of life. Like any business, a learning center has its risks and liabilities. This includes not only professional liabilities, […]
Having a young driver is a milestone for both you and your teenager, but it’s also a stressful time for everyone. You know the risks your kids face behind the wheel, but eventually they have to learn to drive. You can help your teen become a better driver before and after they get their license. […]
The sun’s shining, the water is beautiful, and you’re ready to take the boat out and enjoy the great outdoors. After a cold winter and a wet spring, there are a few things you need to do before you set sail. Check Your Boat No matter how you stored your boat over the winter, there’s […]
Memorial Day is a time to remember those who’ve served this country and died fighting for it. But it’s also a great way to kick off the summer, and nothing makes that more fun than a great barbecue. Want this to be a BBQ that everyone raves about later? Here are some tips! Invite Family […]
Hurricane season is right around the corner, but the time to prepare is now. If you wait until there’s a storm on the way, it might be too late. Here’s what you need to do now to get your home and your family ready for hurricane season. Put Together an Emergency Kit Even small storms […]
The sooner you can buy a flood insurance policy, the better off you’ll be. If heavy rains or rising rivers and lakes don’t make you nervous, Hurricane Florence might have been a wake-up call. It’s easy to think of flooding as a waterfront property or coastal problem (and it is), but anywhere it can rain, […]
In early 2015, the White Lodging Services Corporation, a franchisee of hotels including Marriott properties based in Indiana, reported a seven month long cyber breach. It’s every hotel owners worst nightmare. Following a malware issue they believed had been corrected, the point of sale systems for food and beverage locations at 10 properties were insecure and fell victim to a cyber breach. The names, credit card numbers, expiration dates, and security codes from credit card purchases were obtained in the breach. The company was not completely blind to the need for security measures.
When your business is growing, it’s often necessary to bring on extra help to make sure that you don’t fall behind. The use of independent contractors can definitely help fill this need but it can come with some risk. How exactly will hiring independent contractors affect your workers compensation insurance policy?
As a business owner, you often hear horror stories of accidents, lawsuits, and large settlements being awarded. You shudder to think what something similar would cost you, especially knowing your liability insurance limits. You may even have heard of excess liability and umbrella insurance policies.
The two terms are often used interchangeably, and it’s easy to think that they’re one and the same.
