Category: Our Blog

Does your Hotel Need Cyber Liability Insurance?

Written By Charlotte Insurance on August 13, 2015. It has 0 comments.

No company that does business online is safe from hacking. Hotels are no exception. It doesn’t matter how sophisticated the hotel or who owns it, if you’re taking in someone’s personal information, it can be stolen. Not even Donald Trump and his hotels are immune.

The recent breach of the Trump properties didn’t appear in the news until early July, but investigators believe the theft goes all the way back to February. The credit card breach was only found after tracking a pattern of fraudulent charges back to the only common denominator – the hotels the victims stayed in.

Read More

10 Things that your Homeowner’s Insurance Policy does Not Cover

Written By Charlotte Insurance on July 30, 2015. It has 0 comments.

Purchasing insurance for your North Carolina home may be a requirement for anyone with a mortgage, but it’s also a smart move. Your insurance policy protects your house and yourself from accidents, damage, and other unforeseen events that are too costly for you to repair or replace yourself.

The fact is that the standard homeowner’s insurance policy does not cover every possible situation that could occur. It’s best to understand what your policy won’t cover and what you can purchase additional coverage for, in order to reduce your risk.

Take a look at these 10 things that your homeowner’s insurance policy does not cover.

Read More

Lower your Risk by Keeping Policy and Procedure Documents Up-to-Date

Written By Charlotte Insurance on July 22, 2015. It has 0 comments.

Operating any business comes with a certain amount of risk and reward. Working with people of any age, especially those who need medical services, increases both the risks and the rewards.

The biggest reward is knowing that you’ve helped someone. The biggest risk is often from injury-causing accidents.

You didn’t go into the business of helping the elderly to cause any harm. The opposite is true. Whether it’s a nursing home, an assisted living facility, or even a retirement community, you opened your doors to help our aging population.

Read More

Why Contractors Need a Charlotte Builder’s Risk Insurance Policy

Written By Charlotte Insurance on June 30, 2015. It has 0 comments.

You spent countless hours preparing a bid, answering the client’s questions, and understanding their specifications. Beating out dozens of other major construction companies, you were awarded the job. It’s the biggest you’ve ever won. Now you’re hiring new people, finding new subcontractors, and looking forward to adding this project to your list of satisfied clients.

Then disaster strikes. A fire takes out most of the job site. The job is on hold indefinitely as the cause of the fire is investigated. Your clients have determined they don’t have the money to start over.

Read More

A Multi-family Apartment Building can be a Great Investment. Make Sure you Protect It!

Written By Charlotte Insurance on June 23, 2015. It has 0 comments.

No one goes into business or makes a large financial investment in order to lose money. Whether it’s long-term financial security or simply an entrepreneurial spirit, you bought a multi-family apartment building for a reason. Make sure you protect your investment with the right insurance coverage.

SPEND A LITTLE MORE TO SAVE IN THE LONG-RUN

Read More

Building your Dream Home, Business, or Commercial Building? Make Sure you have a Builder’s Risk Policy in Place

Written By Charlotte Insurance on June 16, 2015. It has 0 comments.

You’ve made the decision to go for it. You’re finally going to build your North Carolina home, new business, or commercial building! You know exactly what type of wood floors you want, the color of the marble for your bathroom, the exact brick you’ll use on the outside. The plans are finished, and you’re ready to go.

You’ve read through the contract between you and the builder multiple times. Your contractor has all of the necessary insurance policies in place, but do you have the insurance that you need? If you don’t have a Builder’s Risk insurance policy, the answer is “no.”

Read More

Why an Annual Insurance Review is so Important!

Written By Charlotte Insurance on June 11, 2015. It has 0 comments.

When one first moves in to their new home, the one thing in common is they must purchase a homeowners insurance policy. Most people do not understand the importance of periodically reviewing their policy and evaluating their needs. Often, the cost to rebuild increases, but some policies may not allow for an increase. What if there’s been a renovation or upgrade? How would one know whether this is covered without a review? Having a major loss is not the time to find out.

Read More

Charlotte Insurance Named #1 in North Carolina with Auto Owners

Written By Charlotte Insurance on June 3, 2015. It has 0 comments.

Auto-Owners Insurance is pleased to announce that Charlotte Insurance, of Charlotte, North Carolina, has been named the #1 agency of the Top 10 growth agencies for the Company in the state of North Carolina for 2014. The agency was recognized at a luncheon meeting in Charlotte and at a reception with all regional associates, where they and other recipients were presented with a plaque commemorating their accomplishment. Charlotte Insurance has represented Auto-Owners since 2014.

Read More

Charlotte’s Hurricane Season is Upon Us. Are you Prepared?

Written By Charlotte Insurance on June 2, 2015. It has 0 comments.

June 1 was the start of hurricane season. You’ve probably purchased your batteries and flashlights. You may even have a hurricane kit already set up and waiting. The moment a storm is named and headed your way, you know to fill up on gas, stock up on shelf stable foods, and hunker down to wait it out. You’re as prepared as you can be.

Or are you?

Read More

Understanding Long Term Care Insurance and Why you need it

Written By Charlotte Insurance on May 28, 2015. It has 0 comments.

No one thinks it will happen to them. A devastating illness, a horrible accident, whatever it may be, your life can change in an instant. One moment you’re an active person, and the next you’re sick or injured with little to no independence and in need of constant care.

Long term care insurance, unlike health insurance, isn’t meant to help cover the costs of a cure. Instead, it’s used to help cover the often astronomical costs of the care you’ll need during your illness or injury, whether it’s part of recovery or learning to live with a new normal in life.

Read More

Page 16 of 28« First‹ Previous121314151617181920Next ›Last »