Why an Annual Insurance Review is so Important!

Written By Charlotte Insurance on June 11, 2015. It has 0 comments.

When one first moves in to their new home, the one thing in common is they must purchase a homeowners insurance policy. Most people do not understand the importance of periodically reviewing their policy and evaluating their needs. Often, the cost to rebuild increases, but some policies may not allow for an increase. What if there’s been a renovation or upgrade? How would one know whether this is covered without a review? Having a major loss is not the time to find out.

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Charlotte Insurance Named #1 in North Carolina with Auto Owners

Written By Charlotte Insurance on June 3, 2015. It has 0 comments.

Auto-Owners Insurance is pleased to announce that Charlotte Insurance, of Charlotte, North Carolina, has been named the #1 agency of the Top 10 growth agencies for the Company in the state of North Carolina for 2014. The agency was recognized at a luncheon meeting in Charlotte and at a reception with all regional associates, where they and other recipients were presented with a plaque commemorating their accomplishment. Charlotte Insurance has represented Auto-Owners since 2014.

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Charlotte’s Hurricane Season is Upon Us. Are you Prepared?

Written By Charlotte Insurance on June 2, 2015. It has 0 comments.

June 1 was the start of hurricane season. You’ve probably purchased your batteries and flashlights. You may even have a hurricane kit already set up and waiting. The moment a storm is named and headed your way, you know to fill up on gas, stock up on shelf stable foods, and hunker down to wait it out. You’re as prepared as you can be.

Or are you?

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Understanding Long Term Care Insurance and Why you need it

Written By Charlotte Insurance on May 28, 2015. It has 0 comments.

No one thinks it will happen to them. A devastating illness, a horrible accident, whatever it may be, your life can change in an instant. One moment you’re an active person, and the next you’re sick or injured with little to no independence and in need of constant care.

Long term care insurance, unlike health insurance, isn’t meant to help cover the costs of a cure. Instead, it’s used to help cover the often astronomical costs of the care you’ll need during your illness or injury, whether it’s part of recovery or learning to live with a new normal in life.

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What is Risk Management for High Net Worth Individuals?

Written By Charlotte Insurance on May 12, 2015. It has 0 comments.

You’ve worked hard to build the life you’ve always wanted. A large home on a private estate, the collection of antique cars in a luxury garage, a private yacht – it’s all yours. You take pride in everything you’ve accomplished. Looking around, it’s satisfying to see the luxurious life you’ve built for you and your family.

But it can be threatened in an instant.

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Common Types of Insurance Fraud

Written By Charlotte Insurance on April 10, 2015. It has 0 comments.

While average people are often perfectly honest and would never think to commit fraud against anyone, there are plenty of people who are not. Insurance fraud may seem harmless enough, but when schemers are paid money they’re not due, the result is higher premiums for everyone. Insurance fraud is expensive and illegal. Honest, law-abiding citizens are encouraged to report insurance fraud when you see it. Take a look at these common types of insurance fraud so you know what it looks like.

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Charlotte Dump Truck Insurance

Written By Charlotte Insurance on March 30, 2015. It has 0 comments.

Carrying insurance for your business is all part of owning and operating a company. The coverage you purchase protects you, your business, your employees, and your customers in the event of an unforeseen accident. On average, there is one dump truck-related fatality a week in the United States. In the dump truck business, you need special coverage to properly protect both drivers and customers.

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Charlotte Tow Truck Insurance

Written By Charlotte Insurance on March 25, 2015. It has 0 comments.

Because of the risks associated with operating a tow truck, finding the right Charlotte tow truck insurance policy is extremely important.

Carrying the wrong amount or kind of insurance is just as bad as not carrying any coverage. Your tow truck insurance will protect you, your drivers, your business, and your customers.

CHARLOTTE TOW TRUCK INSURANCE COVERAGE

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The Importance of having a Trusted Workers Compensation Advisor

Written By Charlotte Insurance on February 27, 2015. It has 0 comments.

$18,250 – $36,500 in fines, even if there are no workplace injuries – that’s what you could expect if your business is caught without workers’ compensation insurance coverage for a year.

The North Carolina Workers’ Compensation Act requires most businesses with three or more employees to obtain workers’ compensation insurance with few exceptions. While your employees can opt out of coverage, you cannot. Not providing workers’ compensation can be a very expensive mistake.

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Why Choose a North Carolina Independent Insurance Agent?

Written By Charlotte Insurance on February 24, 2015. It has 0 comments.

The gecko says you can save 15 percent in 15 minutes. The lady with the name tag says her company has the best prices – but they don’t have price tags. Another insurance company will zap you out of trouble with a jingle.

They’re all fun and make great commercials.

But do you really have time to check out three, four, or more insurance companies for your auto or home insurance needs? Each time, you have to submit your information, wait for a quote, and then compare.

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