Valentine’s Day has finally arrived! Did you go with chocolate this year or fine jewelry? Either way, we are sure your loved one is going to love their V-Day surprise. However, for those who DID go with fine jewelry: did you cover the valuable? South Carolina insurance can easily be designed to cover your new purchase!

Have you decided to bring a furry friend into your home? The joy of a new puppy is overwhelming! However, before you pick up the little guy and take him into your home, it is crucial to prepare. There is a lot to be done prior to their arrival! Luckily, our North Carolina insurance agencyhas a few tips to offer, from purchasing puppy necessities to animal liability coverage.

As we all have come to realize we are living in the time where there are numerous foreclosures, bank owned and or otherwise vacant homes on the market. Many times you as the Buyer’s Agent try to rely on information supplied/received by the Listing Agents of these properties. We have come to find that all too often when the Buyer’s Agent is told that the utilities have been turned on no one has actually gone out to the subject property and confirmed this fact. Then when the Inspector arrives at the subject property he/she finds the utility companies tag on the front door (OK, usually on the ground) and no utilities on within the property.

Many Americans complain about their insurance bills. However, many are not aware that there are always ways to lower your premium. At your trusty South Carolina insurance agency, we would like to start with savings on life insurance. If you are a smoker, we are talking to you!

Smoking is a sure way to make sure your premium is sky-high. It’s 2012! It is time to finally quit smoking once and for all and lower that life insurance premium in the process.

It’s becoming more and more common for college students to choose off-campus housing versus on-campus. Dorms are not for everyone! If you are a student who is planning on renting, our South Carolina insurance agency has some advice for you. It is important that you know what sort of legal agreements you are getting into and to make sure your place is covered with renters insurance.

Picked up the food and snacks? Check. Decorated your place? Check. Picked up the alcoholic and non-alcoholic beverages? Check. Updated your South Carolina insurance policies? …Oops!

If you will be partying away on New Year’s Eve, it is crucial to make sure you are 100% prepared. This includes going over a few safety precautions and updating both your home and auto insurance policies. As your reliable South Carolina insurance agency, we have a few reminders right here for you:

Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. While your landlord may be sympathetic to a burglary you have experienced or a fire caused by your iron, destruction or loss of your possessions is not usually covered by your landlord’s insurance. Because in most cases, renters insurance covers only the value of your belongings, not the physical building, the premium is relatively inexpensive.