Early spring is a common time for tornadoes in North Carolina. Although not as severely affected as other parts of the US, North Carolina still sees its fair share of this destructive weather phenomenon. A direct hit from a tornado could potentially wipe out your home and endanger your family. Most home insurance policies do provide coverage for tornadoes as they are classified as ‘wind damage’ but it is always worth checking with your North Carolina insurance agency to make sure this is the case.

A fire can ravage a business and they happen more often than one might think. Getting the right business insurance in NC can prevent the losses your business could experience if a fire were to occur.

Here are a few tips to prevent a fire from happening at your business:

March is the time of year when many of us start to think about spring cleaning. You may already have started de-cluttering and scrubbing out your home, but have you considered giving your garage a bit of a clear out? Garages are often repositories for clutter and potentially dangerous machinery and chemicals, so it is a good idea to go through them regularly and make sure everything is stored safely. Keeping your home safer can help to keep your family safe and could even help you avoid a claim on your South Carolina insurance policy.

A proposed bill in Califonia may allow auto insurance policyholders to provide proof of coverage verification via a mobile electronic device, such as a smartphone, which is among several similar bills in a number of states in various stages of passage.

Assembly Bill 1708, created by Assemblyman Mike Gatto, D-Silver Lake, would enable a person required to provide evidence of financial responsibility to do so by using a mobile electronic device, according to the bill’s verbage. Gatto introduced his bill earlier this week.

As a business owner, you are responsible for what happens at your place of business during the day and after hours. Just because you are not around does not mean your business will not be facing risks! Some of the greater risks usually happen after hours, meaning break-ins and burglaries. Our South Carolina insurance agency has a few tips that may help keep a target off of your place of business.

Cardiovascular disease is the leading cause of death in the United States. Because of this, February has been named American Heart Month! This month, our South Carolina insurance agency would like to speak about the urgency of this disease and bring awareness to this growing health concern. Not only is these disease deadly, but it is also beyond expensive. In 2010, cardiovascular disease cost the nation more than $444 billion in health care expenses. High hospitalization costs are just another reason for residents to look into health insurance.

Valentine’s Day has finally arrived! Did you go with chocolate this year or fine jewelry? Either way, we are sure your loved one is going to love their V-Day surprise. However, for those who DID go with fine jewelry: did you cover the valuable? South Carolina insurance can easily be designed to cover your new purchase!

Have you decided to bring a furry friend into your home? The joy of a new puppy is overwhelming! However, before you pick up the little guy and take him into your home, it is crucial to prepare. There is a lot to be done prior to their arrival! Luckily, our North Carolina insurance agencyhas a few tips to offer, from purchasing puppy necessities to animal liability coverage.

As we all have come to realize we are living in the time where there are numerous foreclosures, bank owned and or otherwise vacant homes on the market. Many times you as the Buyer’s Agent try to rely on information supplied/received by the Listing Agents of these properties. We have come to find that all too often when the Buyer’s Agent is told that the utilities have been turned on no one has actually gone out to the subject property and confirmed this fact. Then when the Inspector arrives at the subject property he/she finds the utility companies tag on the front door (OK, usually on the ground) and no utilities on within the property.