The Importance of Wind and Hail Coverage for Car Lots

Written By Charlotte Insurance on June 19, 2024. It has 0 comments.

The Importance of Wind and Hail Coverage for Car Lots

Unlike other types of stores, car dealerships tend to keep most of their inventory outside. This not only makes it easy for customers to peruse what they have to offer, but it also allows the car lot to have plenty of open indoor space for their sales and finance teams. The downside to this is […]

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Surety Bonds for Developers: Mitigating Risks in Real Estate Development

Written By Charlotte Insurance on May 28, 2024. It has 0 comments.

Surety Bonds for Developers Mitigating Risks in Real Estate Development

Real estate developments make some big promises to their customers. Those who choose to go through a developer and have a new house built need to choose the plot of land, select a house design, and then go through all of the steps towards getting it finished, such as picking out wall colors and flooring […]

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Tenant Discrimination Insurance: Addressing Risks in Multifamily Housing

Written By Charlotte Insurance on May 23, 2024. It has 0 comments.

a multifamily house owned by a landlord with a tenant discrimination insurance policy in place.

As a landlord, you no doubt have a lot on your mind. You have to keep your properties full of tenants, not to mention in good, livable condition. You might have employees to manage. Depending on the size of the property, this can include housekeeping staff, rental staff, maintenance workers, and more. The last thing […]

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Dealer Plate Insurance: Ensuring Compliance and Coverage for Test Drives

Written By Charlotte Insurance on May 16, 2024. It has 0 comments.

vehicles on a dealer's lot, protected with dealer plate insurance

Automotive dealers have a lot to keep track of. They not only have to manage their employees, work with customers, stay in contact with lenders, and track their inventory, but they also need to ensure that they have the right insurance policies in place should something happen to any of the above. While some of […]

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Cargo Insurance for Manufacturers: Protecting Goods in Transit

Written By Charlotte Insurance on May 14, 2024. It has 0 comments.

shipping containers full of manufactured goods protected with a cargo insurance policy

There are several things that manufacturers need to consider when making sure that they have all of the right insurance policies in place. The first few consist of coverage on their buildings and equipment. The next are needed to ensure that the items they make are properly protected from the moment they’re completed until they […]

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Theft and Vandalism: Protecting Your Dealership’s Inventory

Written By Charlotte Insurance on April 22, 2024. It has 0 comments.

a person breaking into a car at a car dealership

Car theft is on the rise, and dealerships are not immune to this problematic type of thievery. In fact, nowadays, many car thieves aren’t just stealing an individual car out of a person’s driveway. Instead, they are increasingly working in groups to steal many cars at once in a sophisticated manner. There are plenty of […]

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Reducing Fire Risk in Apartment Buildings: Insurance and Prevention Tips

Written By Charlotte Insurance on April 19, 2024. It has 0 comments.

An apartment with a fire extinguisher on the wall

Owners of apartment buildings have a lot to juggle. Not only do they need to manage their employees, including those who perform maintenance and housekeeping tasks, but they also have to ensure that all of the utility bills get paid. Other things to worry about? Fire risk. With so many residents in so many apartments, […]

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Intellectual Property Insurance: Safeguarding Your Innovations

Written By Charlotte Insurance on April 15, 2024. It has 0 comments.

an intellectual property insurance policy

Creating something that makes your business run more efficiently is always a good thing, especially where profitability is concerned. However, what happens when someone claims that your new invention infringes on their patent? And even if they haven’t patented the item, what if they state that they invented it first, hire a lawyer, and file […]

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Surety Bonds vs. Insurance: Understanding the Differences

Written By Charlotte Insurance on April 10, 2024. It has 0 comments.

a document explaining the difference between Surety Bonds and Insurance policies

Does your company require a surety bond in order to operate legally, or will a standard insurance policy suffice? Or do you need a combination of both? Understanding the differences between surety bonds and insurance policies will help you determine the answer to this question. How much do you know about each of them? Are […]

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How to Choose the Right Insurance Agency for Your HOA

Written By Charlotte Insurance on March 21, 2024. It has 0 comments.

a homeowners insurance policy sitting on a desk

Insurance is one thing that HOAs, also known as Homeowners Associations, shouldn’t skimp on. You need to have the best possible protections in place in order to protect your HOA from liability lawsuits and more. The last thing that you want is to call in a claim due to storm or fire damage to the […]

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