Auto dealerships often have hundreds of thousands of dollars’ worth of merchandise sitting right on their lot. That’s a lot of money to recoup should something happen, like a tornado, a hurricane, or even a ring of car thieves. Thankfully, you don’t have to put all of your inventory on the line and hope for […]
The manufacturing industry isn’t like it used to be. Instead of workers standing at various assembly line stations wielding wrenches, hammers, and other manual tools, everything now consists of conveyor belts, robotic machinery, computer-controlled tools, and more. Manufacturing relies on these pieces of equipment so heavily that if they went down for more than half […]
No matter how hard you try to keep everyone safe on your manufacturing floor, accidents happen. One minute everything could be going along fine, and the next thing you know someone has been injured. It could be anything from a sprained ankle to a dislocated knee caused by tripping over an unmarked hazard, or something […]
Older homes may look like gems, but those gorgeous exteriors can hide numerous issues, including lead pipes, asbestos tiles, and even knob and tube electrical systems. While these things may be grandfathered into the new housing regulations in your area, what happens when the house catches fire or is damaged by high winds and needs […]
A typical home insurance policy includes two important components: coverage for your property and belongings and liability coverage. The former is designed to replace or repair your home and your furniture, appliances, personal belongings, and more in case of a fire or other form of damage. The latter is a bit more complicated, as far […]
Buying insurance for your condo is quite different than getting a standard homeowner’s insurance policy. Why? Because condos are different than houses, of course. Yes, you’re purchasing insurance on a property that you own, but thanks to the way that condo units are set up, you’ll need a policy specific for protecting this type of […]
Did you know that customized vehicles aren’t covered by standard auto insurance policies? While you might be tempted to upgrade or customize your vehicle, you’ll have to make sure that you have the insurance in place to protect your new investment. After all, if you’re in an accident or your modified vehicle gets stolen, your […]
If you have a second home that only gets used during certain parts of the year, complete with furniture that gets placed in storage, or you spend months out of the country for work purposes, leaving your main home vacant of both people and belongings, you’ll need to get vacant home insurance in order to […]
If you work with hazardous materials in any way, shape, or form, you run the risk of accidentally creating an environmental catastrophe. What happens if that fertilizer spills all over the road? Or if the used oil that you’re transporting to a disposal facility ends up spilling into a river or other local waterway? You […]
If you end up in an automobile accident, who pays for the medical bills of your passengers? What about your own medical bills? In some cases, those end up being covered by the person who is found to be at fault for the accident, although this usually involves a lawsuit and settlements before everyone is […]
