You had your eye on a beautiful old home in the most historic part of town for years. From the outside, it clearly needs some love and attention, but you’re willing to put the time and effort in. You’ve talked to a real estate agent, drawn up plans to restore it, and know that it’s the perfect home for you.

Older homes have a certain charm from bygone eras that some people can’t resist. A lot of hard work is often involved to get these homes liveable and safe for a family. Even the historic homes that look great from the outside can be riddled with issues that require time and money to repair.

That’s why it’s important to understand what you’re getting when you buy an older home and how it will affect your insurance.

At some point in life, it happens to all of us. Our expenses rise but our income doesn’t keep up. The only solution is to look at your bills, wondering what you can cut out to save a few dollars.

If it’s been awhile since you had to file an auto insurance claim, it probably seems like the perfect place to cut. Instead of cutting coverage – a common but bad solution – you have other options. One of the easiest ways to reduce your Charlotte auto insurance costs, without sacrificing your coverage, is to increase your deductible.

The holidays were good to you this year. You gave gifts that made your friends and family genuinely happy, and you received beautiful treasures from the ones you love.

Your spouse went above and beyond, spending a lot of money on a special item. You love it and can’t wait to show it off and use it. It’s the gift of a lifetime.

Whether it’s an antique, an expensive piece of jewelry, or the latest in surround-sound equipment for your home, you’re going to want to protect your new and very valuable gift. There’s a good chance you don’t have enough insurance to replace it if it the worst happens.

It happens to all of us when we rent a car. We’re signing on the dotted line and the person behind the counter offers extra insurance coverage – and then details all the ways we could be out thousands of dollars if we don’t accept it.

Some of us say no and spend the rest of the trip hoping nothing bad happens. Others take all the coverage offered, sometimes doubling the cost to rent a car. Which is the right answer?

If you thought your biggest worry during the holiday shopping season was finding the perfect present at the lowest price, think again. While the focus may be on the competitive shopping people do once Thanksgiving is over, you don’t want to forget that identify theft is a real issue at this time of year.

Take a look at these shopping tips to avoid identity theft and security issues on Black Friday and Cyber Monday and the rest of the holiday season.

Whether this is your first time cooking Thanksgiving dinner for your family, or you’ve been doing it for years and you’re ready for something new, there’s a turkey recipe for every taste. Take a look at several popular ways to prepare your bird this Thanksgiving so that everyone ends the day with a full stomach and a long nap.

Every year, around the holidays, something goes wrong. The turkey doesn’t get cooked all the way through. Someone hates their gift. One aunt isn’t talking to another. Of all the things that can go wrong, holiday travel can be the most expensive and frustrating problem you’ll have.

Because it’s such a busy time for travellers, it’s important to be prepared so that the trip can go as smooth as possible, even if your time with family and friends is as hectic as ever. Here are a few holiday travel tips to make sure you get to where you’re going without as much hassle.

You have auto insurance coverage. Your spouse has coverage. Your kids know that when they’re adults, they need to have it. As a responsible and concerned person, you’ve practically wrapped your family in bubble wrap with all of the insurance coverage you’ve taken out.

Unfortunately, when you’re rear-ended sitting at a red light, the other driver doesn’t have insurance. There’s no insurance company to pay the claim or anyone other than your insurer to talk to about how to pay for the damage and the medical bills. The driver who hit you is one of 30 million drivers across the country on the road with no insurance coverage.

Spring and summer may be the fun times of the year to work out in the yard, watching everything bloom and soak up the sun and water, but there’s plenty to do in the fall, too. Now is the time to take care of your yard’s landscaping so that you’re ready for next spring. Plus, you don’t want to deal with dead plants, cracks in the driveway, or any other landscaping issues in the middle of winter.