Anyone who has owned a car for any amount of time knows the pain. Your car breaks down, and it’s out of warranty – if it was ever under warranty to begin with. You need to find a mechanic who can fix it without costing too much money or leaving you wondering if you’ve been cheated.

Finding a good mechanic is a bit like online dating. Their website (profile) can say one thing, and the reality – like whether your vehicle still runs – may be something else. Take a look at these tips and tricks to help you find the right mechanic for you.

Fall is here which means winter is just around the corner. Now is the time to have your HVAC system checked to make sure it works properly and to make any changes or upgrades in your home so that you’ll be cozy and warm when the cold weather strikes.

Follow these HVAC maintenance tips for fall and don’t get left out in the cold this winter.

No one wants to think about getting old. We never want to imagine that we won’t be able to take care of ourselves when we do, or that we’ll get Alzheimer’s or some other form of dementia. But let’s look at the facts.

When you opened the doors to your assisted living facility or nursing home in Charlotte, you wanted to do one thing – take care of the elderly and the sick and give them back a little of their former quality of life. You also wanted to ease the burden of their family members who were overwhelmed by all the needs of their loved one. You hired caring professionals. You created a plan that would give assistance to those who needed it while preserving a certain autonomy for those who needed less help.

One of the things often overlooked when running a business to help other people is the insurance meant to protect you, as a business owner, and the business itself. Without the right type of coverage, one bad accident or one misstep can be enough to bankrupt your senior living facility right out of existence.

Take a look at these insurance options for your Charlotte-based senior living facility and make sure you’ve got enough coverage to continue helping the elderly, the sick, and their families.

The fall weather has arrived, and with it, plenty of family-friendly activities. Enjoy the beginning of the cooler weather and changing season with these fun things to do in and around Charlotte!

Does it feel like your worker’s compensation premiums do nothing but go up? You’re sick and tired of paying more money but there isn’t anything you can do. Or is there?

Lowering your Experience Mod can lower your workers’ comp costs.

Starting a new business is easier than ever with the help of technology and digital options. Even brick and mortar businesses have more options than ever before. No matter what business you’re starting, make sure you don’t forget the most important details.

Follow this checklist when starting your new business and get your business on track from the very beginning.

Every day you hear about another security breach of a company that accepts payments, prompting all of its’ customers to worry about their identity. Turn on the news, and you’ll hear that identity theft is on the rise. Let’s face it – identity theft is a real concern for everyone. According to the Federal Trade Commission, 9.9 million people a year are affected by identity theft, and every minute, another 19 people have their identity stolen in some way.

Identity theft can take several different forms. It happens when someone uses your personal information without your permission. With your name, address, social security number, and date of birth, a thief can open new lines of credit, steal money from your bank accounts, get medical care, and even get a job.

With announcements starting in 2011, by now, you’ve learned that debit and credit cards are transitioning to chip technology. You may even have received one or two for your own personal accounts by now. As of October 1, 2015, point-of-sale machines at all U.S. retailers needed to be able to handle chip technology.

Why is this important? Because as of October 1, the liability for credit card fraud shifted from banks to retailers.