From auto enthusiasts to those who simply want a car that stands out from the crowd, car modifications are a clever way to highlight your personality and own a vehicle that’s truly unique. The only issue arises when you consider car insurance. Can you get a standard auto policy on a modified car? Or do […]
Even though you think you have enough coverage on your homeowner’s insurance policy, it never hurts to have some extra precautions in place. For example, an umbrella insurance policy, which is designed to provide some additional liability coverage, can be added to your homeowner’s policy. Since these umbrella policies are inexpensive, they provide plenty of […]
Do you know which factors go into how much you pay for your auto insurance premiums? Yes, things like your age, driving record, vehicle year, make, and model, and your geographic location all matter, but so does your credit score. Why does your credit score matter? How do insurance companies use it to determine how […]
When it comes to your homeowner’s insurance policy, how much do you understand? Have you read the policy in full? If not, you might have some questions about the exclusions and limits on your policy. These can prevent you from having damage and other things covered, should the issue fall under specific circumstances. In addition, […]
Do you know exactly what’s in your home? Well, you probably have a good idea of the important items that you use every day, such as your couch or loveseat, your television, everything in the kitchen that you use to cook, and so on. But what about the little things? Can you name everything in […]
If you’ve looked at your homeowner’s insurance policy in depth, you’ve no doubt come across a few different values listed on the paperwork. These values commonly consist of replacement cost and actual cash value, among others. Usually, your insurance policy will cover one or both of those amounts. But what do they actually mean? How […]
Running a business can be expensive. It’s even more so when you run into limitations with your standard business insurance. If something happens to your building or one of your vehicles that leaves it out of service and your regular business policies don’t provide enough coverage, you might be out of luck. That is, unless […]
Every business is different. While a standard BOP or Business Owner’s Policy may work in many cases, there are other needs that insurance policies have to meet. This is where customized insurance solutions come into play. Going beyond the standard choices of things like deductibles and coverage, these insurance policies ensure that all of your […]
When you’re looking at those cars sitting alongside yours at a red light, you have no way of knowing how much insurance the other drivers have. Do they have full coverage? Do they meet state minimums only? Or worse, do they not have any insurance at all? While this may seem like it’s none of […]
Is your business prepared for every possible problem? You probably already have a standard business owner’s policy in place, but what happens when your business needs to shut down for some unforeseen reason? For example, a hurricane might take out your warehouse, or your office could be subjected to major flooding. Obviously, you won’t be […]
