HOAs, also known as Homeowner’s Associations, are groups that oversee a specific property. For example, if you live in a housing development or condominium that’s part of an HOA, you’ll have to pay dues which will grant you access to the communal areas, like pools and other recreational opportunities that are part of the property. […]
Unless your home has been flooded before or you live in a coastal area, you more than likely haven’t considered getting a flood insurance policy on your home. However, you probably should look into it, just in case. After all, there are several things that you need to know about flood insurance, all of which […]
It seems as though everyone has a side hustle these days. Thanks to inflation, the rising cost of living, and numerous other factors, it makes plenty of sense to have a job or two on the side, in addition to your full-time employment. Whether you make crafts and sell them online and through in-person fairs, […]
Are your collectibles protected? Whether you prefer action figures, comic books, or even antique statues and plates, you’ve most likely spent a lot of time putting your collection together. You more than likely have catalogued everything within that collection and have no issues understanding what every single item is worth. But the real question is: […]
Did you know that you should review your insurance coverage every single year? The beginning months of the year are the best time to sit down with your insurance agent and go over your policies. This process can be used to clear up any questions that you have regarding your insurance, as well as to […]
There’s nothing that your clients like more than feeling as though you appreciate their business. After all, where would your business be without clients? While there are numerous ways for you to show them that you care, some are more effective than others. What are some of these suggested methods? Here are a few of […]
From the moment you start driving, there’s one topic of conversation that never ends: car insurance. How to pay for it, where to get the best price, whether an accident will be covered, and what to do if rates go up. In North Carolina, certain auto insurance coverage may be required, but the state minimums […]
According to a 2022 Bankrate study of average premium prices, the average cost of homeowners insurance in North Carolina is $1,317 for $250,000 coverage. That’s just the tip of the iceberg in understanding how much you can expect to pay for insurance coverage. Here’s what you need to know. Average Homeowners Insurance Costs Vary North […]
Home insurance rates are on the rise in North Carolina. Before you panic, it’s important to get the facts…and learn what you can do about it. Here’s what you need to know. Almost 43 Percent Proposed Rate Increase Requested Over Two Years The North Carolina Rate Bureau has proposed a 42.6 percent rate increase […]
A tree growing on your neighbor’s property fully belongs to them. You can’t tell them how to take care of their tree or when to trim it. But if the limbs grow over into your property, you have more options than you realize. Here’s what you need to know. When Tree Limbs Grow Into […]
