You know your home and everything inside is protected by your home insurance under “dwelling” coverage. But what is “other structures” coverage and what exactly do you get with that coverage? Here’s what you need to know about this very important but often misunderstood part of your homeowners insurance policy. What is “Other Structures” Coverage? […]
Working for yourself comes with a lot of perks: Freedom to work when you want, where you want. The ability to do the work you love. Time with your family and friends. Financial independence. But you’re also responsible for everything: the work, your income, and protecting yourself and your business. Insurance is a must for […]
Working on a new start-up? Taking meetings? Working on funding? Building your business and marketing plans? As a start-up, there’s a lot going on and a lot you need to think about including how you’ll protect your business. Have you thought about business insurance yet? If not, here’s what you need to know. Why Your […]
You know your homeowners insurance includes coverage for storm damage, but what does that actually include? From downed trees to roof damage, a lot can go wrong when a storm hits. Make sure you know what your policy covers and what it doesn’t. What Home Insurance Covers Standard homeowners insurance policies cover damage to both […]
You’re ready to book a condo for this year’s summer vacation. You’ve got a to-do list, a checklist, and lots of unpacked luggage waiting to be filled. But wait? Do you need special insurance for your vacation or will your homeowners insurance cover you? Here’s what you need to know. What Your Homeowners Insurance Covers […]
You’re not driving your car as much, and it’s just sitting in your driveway. At the same time, extra money always comes in handy. You’re considering using Turo to rent out your vehicle for those times you’re not using it. Should you do it? Will it affect your auto insurance? Here’s what you need to […]
You signed up for a delivery service app to make a little extra cash. It seems easy enough: drive around, make deliveries, get paid. But what happens if you get into an accident? Will your auto insurance cover you? Will the delivery service take care of the claim? Here’s what you need to know before […]
Getting the new toy, like an RV or boat, was a dream come true! Using it affords a life of freedom and fun. But now you need to get your new toy from point A to point B which means you’ll need to tow it. Here’s what you know before you hitch up and hit […]
Your friend was behind the wheel of your vehicle, and now there’s been a fender-bender. Who’s insurance pays the claim? How will all of this be handled? The answers to any of the questions you have are that it depends on a few factors. Here’s what you need to know if your friend gets into […]
General liability insurance? Check! Commercial property insurance? Check! Think that’s all the business insurance you need? Wrong! Every business faces unique challenges and risks which means every business needs insurance tailored to their needs. If you only have the basic coverage, you’re missing out on a lot of protection. Here are several overlooked (but very […]
