You know you need general liability insurance for your company. It covers you when a third-party is injured or suffers damage while in the course of doing business with you, on or off company property. Because of the name, you’re not alone in thinking that the coverage itself is, well, general and covers a lot […]
Owning a home in a homeowners association (HOA) often comes with plenty of benefits. The streets are usually cleaner, the neighborhood is safer, and the community is a place you enjoy living. Living in a gated or deed-restricted community might sound idyllic, but what impact will it have on your homeowners insurance? Here’s what you […]
A home inventory is something every homeowner (and renter) needs. It lists all of your personal possessions so if you ever need to file an insurance claim for damage or theft, you receive the right amount to replace what was lost. Here are a few home inventory basics to keep in mind when you make […]
Everyone needs some kind of life insurance coverage, but a lot of misconceptions and myths stop people from buying a policy for themselves. Here are several of the most common life insurance myths. The reality might surprise you. Myth: You Don’t Need Life Insurance if You’re Single and Childless Everyone needs some amount of life […]
You may not be riding your motorcycle as much in the winter months, so you might think cancelling your motorcycle insurance is a good idea that can save you money while it’s in storage. Think again. Why It’s Not a Good Idea to Cancel Your Coverage There are several reasons why it’s better to maintain […]
There’s no denying that COVID-19 has changed everything, including how you run your business. From when you’re open to how you conduct business, the impact of the pandemic has been overwhelming. That impact includes workers’ compensation insurance. If you’ve had more employees file claims than in the past, you’re not alone. Here’s how things are […]
It’s never too late to learn more about your insurance coverages! Now that it’s the start of a new year, commit to learning a few insurance basics that will help you for years to come. Everyone Needs Insurance Every person needs to be covered by insurance in some fashion, and every adult needs to purchase […]
The beginning of a new year is the perfect time to figure out what you’ll do better than the year before. With rapid changes to the economy going on all around us, many people have added finances to their goals for 2021. Here are a few common financial resolutions you might have — and tips […]
You’ve likely heard of uninsured/underinsured motorist coverage as part of your North Carolina auto insurance policy. If you live in North Carolina, it’s a requirement. Because the two forms of coverage are often lumped together, many drivers think they’re the same thing. In fact, they’re two separate forms of auto insurance coverage that work similarly. […]
Having your fireplace and chimney inspected might seem like something you can put off for another day, but there are very real dangers that can occur when you don’t get this done regularly — like your home catching on fire! At minimum, you need an annual inspection done for your fireplace and chimney, although cleaning […]
