As a landlord, you no doubt have a lot on your mind. You have to keep your properties full of tenants, not to mention in good, livable condition. You might have employees to manage. Depending on the size of the property, this can include housekeeping staff, rental staff, maintenance workers, and more. The last thing […]
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Dealer Plate Insurance: Ensuring Compliance and Coverage for Test Drives
Written By Charlotte Insurance on May 16, 2024. It has 0 comments.
Automotive dealers have a lot to keep track of. They not only have to manage their employees, work with customers, stay in contact with lenders, and track their inventory, but they also need to ensure that they have the right insurance policies in place should something happen to any of the above. While some of […]
Cargo Insurance for Manufacturers: Protecting Goods in Transit
Written By Charlotte Insurance on May 14, 2024. It has 0 comments.
There are several things that manufacturers need to consider when making sure that they have all of the right insurance policies in place. The first few consist of coverage on their buildings and equipment. The next are needed to ensure that the items they make are properly protected from the moment they’re completed until they […]
Theft and Vandalism: Protecting Your Dealership’s Inventory
Written By Charlotte Insurance on April 22, 2024. It has 0 comments.
Car theft is on the rise, and dealerships are not immune to this problematic type of thievery. In fact, nowadays, many car thieves aren’t just stealing an individual car out of a person’s driveway. Instead, they are increasingly working in groups to steal many cars at once in a sophisticated manner. There are plenty of […]
Reducing Fire Risk in Apartment Buildings: Insurance and Prevention Tips
Written By Charlotte Insurance on April 19, 2024. It has 0 comments.
Owners of apartment buildings have a lot to juggle. Not only do they need to manage their employees, including those who perform maintenance and housekeeping tasks, but they also have to ensure that all of the utility bills get paid. Other things to worry about? Fire risk. With so many residents in so many apartments, […]
Intellectual Property Insurance: Safeguarding Your Innovations
Written By Charlotte Insurance on April 15, 2024. It has 0 comments.
Creating something that makes your business run more efficiently is always a good thing, especially where profitability is concerned. However, what happens when someone claims that your new invention infringes on their patent? And even if they haven’t patented the item, what if they state that they invented it first, hire a lawyer, and file […]
Surety Bonds vs. Insurance: Understanding the Differences
Written By Charlotte Insurance on April 10, 2024. It has 0 comments.
Does your company require a surety bond in order to operate legally, or will a standard insurance policy suffice? Or do you need a combination of both? Understanding the differences between surety bonds and insurance policies will help you determine the answer to this question. How much do you know about each of them? Are […]
How to Choose the Right Insurance Agency for Your HOA
Written By Charlotte Insurance on March 21, 2024. It has 0 comments.
Insurance is one thing that HOAs, also known as Homeowners Associations, shouldn’t skimp on. You need to have the best possible protections in place in order to protect your HOA from liability lawsuits and more. The last thing that you want is to call in a claim due to storm or fire damage to the […]
4 Things You Need to Know About Insuring Your HOA
Written By Charlotte Insurance on March 12, 2024. It has 0 comments.
Running a homeowner’s association involves keeping track of a number of different things. Not only do you need to enforce the HOA rules and make sure that everyone is paying their dues, but you’re also in charge of the insurance policies that need to be in place should something go wrong. What types of policies […]
Understanding Performance Bonds
Written By Charlotte Insurance on March 7, 2024. It has 0 comments.
General contractors, regardless of their specialty, need to understand how performance bonds work. Many states require these bonds, which provide an additional layer of protection for the people who hire the contractor to get their ordered work done. Without one, you have no recourse should the contractor disappear before the job is complete. These specialty […]