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Understanding NEMT Insurance: What It Covers and Why It’s Essential

Written By Charlotte Insurance on August 13, 2024. It has 0 comments.

non emergency medical transport vehicle in need of insurance

In the world of medical transport, there’s more than just ambulances (although that’s usually what comes to mind). While most people are familiar with these emergency transport vehicles, they neglect to notice a second option, called Non-Emergency Medical Transportation, or NEMT for short. These transport vehicles are quite different from the ones designed for emergency […]

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Cyber Insurance: Protecting Tenant Data in Apartment Complexes

Written By Charlotte Insurance on August 7, 2024. It has 0 comments.

Cyber Insurance Protecting Tenant Data in Apartment Complexes

As an apartment complex owner, you have a lot of different things to keep track of. You need to ensure that your rental employees are doing their due diligence when finding new tenants, keep track of your maintenance and housekeeping workers who are tasked with repairing each apartment, and keeping the communal areas looking clean […]

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How to Insure Your Seasonal Construction Workers

Written By Charlotte Insurance on July 23, 2024. It has 0 comments.

a group of seasonal construction workers on a job site.

Seasonal construction workers pop up in many different parts of the industry. Some specialize in concrete, others in carpentry, plumbing, electrical, drywall, and more. No matter what, each company that employs these seasonal workers essentially has to look out for them, at least with the proper insurance policies. These policies can help protect both the […]

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Trade-Specific Bonds: What You Need to Know

Written By Charlotte Insurance on July 16, 2024. It has 0 comments.

"bonds" spelled out in letter blocks

The construction trade requires contractors of all types to take out bonds. These bonds work similar to insurance policies but with a few major differences. For example, the bond is purchased from a special agency that deals with bonds, and the tradesperson needs to pay for a portion of the bond up front. Should the […]

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Mitigating Risks for Summer Car Shows and Dealer Sponsored Events

Written By Charlotte Insurance on July 9, 2024. It has 0 comments.

Mitigating Risks for Summer Car Shows and Dealer Sponsored Events

There’s nothing more fun and exciting than a summer car show for a true car enthusiast. Owners of classic vehicles bring them out and put them on full display. There are usually food vendors and craftspeople, and attendees get to walk around, gawk at cool cars, and have a good time. Well, let’s be honest […]

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Preparing Your Apartment Complex for Summer Storms: Essential Insurance Coverage

Written By Charlotte Insurance on July 2, 2024. It has 0 comments.

a 'storm warning' sign, reinforcing the need for apartment complexes to have the right insurance policies in place.

Owners of apartment complexes have a lot on their minds. They need to keep their apartments filled with tenants, manage the employees who maintain and clean the complex, and ensure that all of the bills get paid. The last thing that they need is to deal with additional bills from storm damage-related repairs. Thankfully, there […]

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Why Every Landlord Should Consider Loss of Use Insurance

Written By Charlotte Insurance on June 27, 2024. It has 0 comments.

an apartment building that should have loss of use coverage as part of their insurance policy

Landlords, unlike other companies, make their living by renting out houses and apartments to people who need housing. Being able to successfully do this relies on a number of factors, from having tenants who pay enough, to keeping the building in good shape, to paying the mortgage, to keeping some extra for the landlord to […]

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Navigating the Complexities of Product Recall Insurance

Written By Charlotte Insurance on June 25, 2024. It has 0 comments.

Navigating the Complexities of Product Recall Insurance

Companies that sell products to consumers have several things to worry about, from dealing with problems that occur along the supply chain to those that pop up once consumers buy the items. In some cases, these problems are so bad that a recall needs to take place, which includes consumers returning the items for either […]

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Why Auto Dealers Need Surety Bonds

Written By Charlotte Insurance on June 21, 2024. It has 0 comments.

auto dealer discussing their surety bond with an insurance agent

Auto dealers have a lot of different insurance policies that they need to have in place in order to operate legally. This includes surety bonds. What do these bonds do? How do they work? And why are they needed? There are many things that go into purchasing a bond as an automotive dealer, but the […]

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The Importance of Wind and Hail Coverage for Car Lots

Written By Charlotte Insurance on June 19, 2024. It has 0 comments.

The Importance of Wind and Hail Coverage for Car Lots

Unlike other types of stores, car dealerships tend to keep most of their inventory outside. This not only makes it easy for customers to peruse what they have to offer, but it also allows the car lot to have plenty of open indoor space for their sales and finance teams. The downside to this is […]

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