Blog

Damaged Windshields – To Repair Or Replace?

Written By Charlotte Insurance on August 23, 2016. It has 0 comments.

Drive long enough, and your windshield will get hit with gravel, sand, salt, or even a bird with a bad sense of direction. The impact will most likely crack or chip your windshield.

The question most people ask is whether they should ignore the problem, repair their windshield or replace it. The one thing you don’t want to do is ignore cracks and chips in your windshield.

Many chips and cracks can be safely repaired by trained professionals. However, it’s important to know when you should consider replacing a damaged windshield instead. Either way, you need to take care of your windshield to stay safe out on the road.

Read More

Boat Safety Tips

Written By Charlotte Insurance on August 15, 2016. It has 0 comments.

Warm weather, long days, and the open water – it’s all calling your name. You’re more than ready to take out the boat for a day of family fun, a party on the water, or a fishing trip with friends.

Before you hitch the boat up to take out, be sure to review these safety tips so the trip is a good one for everyone.

Read More

Road Trip Preparation Tips

Written By Charlotte Insurance on August 12, 2016. It has 0 comments.

Summer is almost over, and you want one last family vacation before the kids go back to school. An easy and affordable option, especially if you’re planning this at the last minute, is a road trip. Hop in your car, hit the open road, and see some of the sights.

Before you pile everyone into the car, make sure you prepare first. This way your trip will be fun and enjoyable for everyone.

Read More

What Does Long Term Care Insurance Cover?

Written By Charlotte Insurance on August 10, 2016. It has 0 comments.

No one wants to admit they’re getting older and may need some help. Unable to live alone and take care of yourself, you might wonder if you’ll have to move in with your children or live in a nursing home. The cost alone may lower your options.

The best way to keep yourself from worrying about what you’ll do and how you’ll take care of yourself as you age, or if your health declines, is to prepare now. The sooner you can plan for your elder years, they better off you’ll be when they get here.

Read More

Securing your Home While on Vacation

Written By Charlotte Insurance on August 5, 2016. It has 0 comments.

When was the last time you went on a vacation and really unplugged? If you can’t remember, you may be overdue for some time away with family and friends. Whether it’s a cruise in the Caribbean or a whale-watching trip in Alaska, you deserve rest and relaxation.

Nothing ruins a great vacation like finding out someone broke into your home or that it was severely damaged while you were away.

Read More

4 Small Business Insurance Myths

Written By Charlotte Insurance on August 2, 2016. It has 0 comments.

As a small business owner, you’re constantly on the lookout for ways to save money, stretch a dollar, and increase your profits. We’re all for cutting out unnecessary expenses, but your insurance isn’t an area that you should skimp on.

Take a look at a few common small business insurance myths and make sure you understand exactly what kind of insurance coverage you do and don’t have.

Read More

5 Reasons You Need Business Insurance

Written By Charlotte Insurance on July 26, 2016. It has 0 comments.

You’ve got a solid business plan. Your budget, financial projections, and marketing plan are current. Your plans have contingency plans.

Basically, you’ve thought of everything, planned for everything, and can’t imagine anything surprising you.

Think again.

If you don’t have business insurance because you think you’re ready for anything or because you’ve calculated the odds of something happening, you could be in for a big shock. It only takes one freak accident or one random lawsuit to ruin a business.

Still not convinced? Take a look at these 5 reasons you need to insure your business.

Read More

In the market for a new car? Avoid making these mistakes

Written By Charlotte Insurance on July 20, 2016. It has 0 comments.

Your beloved clunker you’ve had since college has finally died. Your family has outgrown the two-door coupe you’ve been driving for years. You’re tired of needing a second job just to afford fuel in your gas guzzler.

Pick an issue, any issue, but you’re ready to buy a new car.

Good for you! Before you run out and buy the first brand-new, bright red, sporty thing that catches your eye, slow down. There are plenty of mistakes people make when they buy a car that costs them time and money. Avoiding them will help you find the right vehicle that you love and can afford.

Read More

The True Cost of “Cheap” Car Insurance

Written By Charlotte Insurance on July 14, 2016. It has 0 comments.

No one wants to pay too much for anything, especially not your car insurance. But we’ve all heard the old adage, “You get what you pay for.” Going with the cheapest car insurance or cutting your coverage to save money might make sense right now, but all it takes is one accident to ruin all those savings.

Take a look at the true costs of cheap car insurance so you understand what you’re getting yourself into.

Read More

When to DIY and when to Call in the Pros

Written By Charlotte Insurance on July 12, 2016. It has 0 comments.

Owning your own home is a dream come true for most people. It’s also a big responsibility. Many people take great pride in being able to take care of their home and save money by doing the work themselves.

Not everything should be done by a homeowner, though.

If you’re ever faced with the decision of whether you should do it yourself or hire a professional, consider the following.

Read More