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“Cheap” Insurance won’t Always Save you Money

Written By Charlotte Insurance on December 4, 2015. It has 0 comments.

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Ever heard the expression, “You get what you pay for?” No one wants to pay more than they have to for anything, including auto insurance, but cheap insurance can cost you in the long run. Saving money on your monthly premiums by being underinsured won’t help you if you’re involved in an accident. The money you saved will be gone in a flash while you’re forced to pay out-of-pocket for big expenses.

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One Small Step for Autism

Written By Charlotte Insurance on November 30, 2015. It has 0 comments.

In North Carolina alone, one in 58 children fall somewhere on the autism spectrum, according to the Center for Disease Control (CDC). Starting next year, many of those children will now have better access to health care through their insurance providers.

Governor Pat McCrory signed a bill in Charlotte on Thursday, October 15 that will require most insurance plans to cover certain treatments for autism. This is good news for families affected by autism, as well as autism advocates in the community.

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What we’re Thankful for

Written By Charlotte Insurance on November 23, 2015. It has 0 comments.

The year is winding down and the holiday fun is ramping up. Before everyone get’s lost in the hot cocoa, tinsel, and gift-giving whirlwind of the season, we wanted to take a moment to pause and reflect. Thanksgiving is just around the corner – let’s remember what the current season is for – being thankful.

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Thinking of Opening a Food Truck? Consider this First

Written By Charlotte Insurance on November 20, 2015. It has 0 comments.

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Whether it’s pizza, tacos, or gourmet meals, food trucks of all shapes, sizes, and cuisines are popping up across the country. Comparatively low overhead, an exciting new trend, and bringing a restaurant directly to the people are just some of the reasons food trucks are pulling into parking lots everywhere.

The Charlotte Food Truck scene is growing. Thinking of starting your own? Here’s what you need to know to protect yourself, your future customers, and your dream business.

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Why did my Auto Insurance go up?

Written By Charlotte Insurance on November 18, 2015. It has 0 comments.

Every six months when your auto insurance renews, it probably seems like the price inches up a little higher. Then – BAM – out of no where, the cost went up significantly, and you’re left scratching your head.

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You Can’t Afford To Not Have Health Insurance

Written By Charlotte Insurance on November 12, 2015. It has 0 comments.

You may have any one of a dozen reasons not to have health insurance. It’s too expensive. You’re young and healthy. You don’t like insurance or doctors. Pick a reason, any reason, and anyone without health insurance can tell you why they haven’t purchased a policy. The biggest reason, though, is often the cost of the premiums or the deductible.

Those reasons are all understandable, but there are some very good reasons why you can’t afford not to have health insurance. With increased fees and exposure to risk, not having health insurance can and will get very expensive, very quickly.

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How does Divorce Affect my Insurance?

Written By Charlotte Insurance on November 9, 2015. It has 0 comments.

Divorces aren’t fun for anyone. Your marriage is over, even though you thought it would last forever. Life as you know it has changed forever, and it can take a while to get your bearings and figure out what to do next. Your insurance coverage may not be the first thing on your mind once you file for divorce or even after it’s finalized. Not taking care of your insurance can bring on other, bigger headaches if something happens to you, your home, or your vehicle, though. Take a look at what you’ll need to keep in mind for every type of insurance you carry.

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Hotels and Cyber Risk

Written By Charlotte Insurance on October 28, 2015. It has 0 comments.

In early 2015, the White Lodging Services Corporation, a franchisee of hotels including Marriott properties based in Indiana, reported a seven month long cyber breach. It’s every hotel owners worst nightmare. Following a malware issue they believed had been corrected, the point of sale systems for food and beverage locations at 10 properties were insecure and fell victim to a cyber breach. The names, credit card numbers, expiration dates, and security codes from credit card purchases were obtained in the breach. The company was not completely blind to the need for security measures.

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Independent Contractors and Workers Compensation

Written By Charlotte Insurance on October 26, 2015. It has 0 comments.

When your business is growing, it’s often necessary to bring on extra help to make sure that you don’t fall behind. The use of independent contractors can definitely help fill this need but it can come with some risk. How exactly will hiring independent contractors affect your workers compensation insurance policy?

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What’s the Difference Between Excess Liability and Umbrella Insurance?

Written By Charlotte Insurance on October 19, 2015. It has 0 comments.

As a business owner, you often hear horror stories of accidents, lawsuits, and large settlements being awarded. You shudder to think what something similar would cost you, especially knowing your liability insurance limits. You may even have heard of excess liability and umbrella insurance policies.

The two terms are often used interchangeably, and it’s easy to think that they’re one and the same.

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