Auto-Owners Insurance is pleased to announce that Charlotte Insurance, of Charlotte, North Carolina, has been named the #1 agency of the Top 10 growth agencies for the Company in the state of North Carolina for 2014. The agency was recognized at a luncheon meeting in Charlotte and at a reception with all regional associates, where they and other recipients were presented with a plaque commemorating their accomplishment. Charlotte Insurance has represented Auto-Owners since 2014.
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Charlotte’s Hurricane Season is Upon Us. Are you Prepared?
Written By Charlotte Insurance on June 2, 2015. It has 0 comments.
June 1 was the start of hurricane season. You’ve probably purchased your batteries and flashlights. You may even have a hurricane kit already set up and waiting. The moment a storm is named and headed your way, you know to fill up on gas, stock up on shelf stable foods, and hunker down to wait it out. You’re as prepared as you can be.
Or are you?
Understanding Long Term Care Insurance and Why you need it
Written By Charlotte Insurance on May 28, 2015. It has 0 comments.
No one thinks it will happen to them. A devastating illness, a horrible accident, whatever it may be, your life can change in an instant. One moment you’re an active person, and the next you’re sick or injured with little to no independence and in need of constant care.
Long term care insurance, unlike health insurance, isn’t meant to help cover the costs of a cure. Instead, it’s used to help cover the often astronomical costs of the care you’ll need during your illness or injury, whether it’s part of recovery or learning to live with a new normal in life.
What Type of Insurance Does your Church or House of Worship Need?
Written By Charlotte Insurance on May 18, 2015. It has 0 comments.
You may not think of your church or house of worship as a business entity. Why would you? You help worshipers get in touch with their spirituality. You counsel the downtrodden and visit the sick. Your church nursery is filled with precious children who may grow up to join the church as adults. You work with people. Why would you need a special type of insurance?
The fact of the matter is that churches often function as much more than places of worship. Your church may also be a day care, preschool, meeting location, counseling center, and more. Even though your intent is to take care of your community, you still have the same worries and concerns as any other business: damage, theft, destruction, and, unfortunately, potential lawsuits.
What is Risk Management for High Net Worth Individuals?
Written By Charlotte Insurance on May 12, 2015. It has 0 comments.
You’ve worked hard to build the life you’ve always wanted. A large home on a private estate, the collection of antique cars in a luxury garage, a private yacht – it’s all yours. You take pride in everything you’ve accomplished. Looking around, it’s satisfying to see the luxurious life you’ve built for you and your family.
But it can be threatened in an instant.
Charlotte Commercial Truck Insurance for Owner Operators
Written By Charlotte Insurance on April 15, 2015. It has 0 comments.
The open road, independence on the job, and a second home on 18 wheels – the life of a trucking owner operator isn’t always easy, but for many, it’s worth it. You are your own business, and if something happens to you or your truck, you’re out of work and out of money. Protect yourself, your family, and your business by making sure that you have the right kind of insurance for your truck, your trailer, and you.
TYPES OF INSURANCE COVERAGE FOR OWNER OPERATORS
Common Types of Insurance Fraud
Written By Charlotte Insurance on April 10, 2015. It has 0 comments.
While average people are often perfectly honest and would never think to commit fraud against anyone, there are plenty of people who are not. Insurance fraud may seem harmless enough, but when schemers are paid money they’re not due, the result is higher premiums for everyone. Insurance fraud is expensive and illegal. Honest, law-abiding citizens are encouraged to report insurance fraud when you see it. Take a look at these common types of insurance fraud so you know what it looks like.
Workers Compensation Ghost Policies
Written By Charlotte Insurance on April 7, 2015. It has 0 comments.
Inexpensive Charlotte workers compensation insurance coverage sounds like a dream, doesn’t it? For small business owners with no employees, who are typically exempt from workers compensation, it can be a lifesaver – or at the very least, a business-saver.
Ghost policies are a type of workers comp coverage that satisfies mandated requirements for single proprietors or self-employed business owners. When a job requires coverage but you are exempt from needing workers compensation, ghost policies step in to fill the gap at a lower cost. The only thing ghost policies do is fill a requirement for a company or government entity that might be hiring contractors. They don’t provide any actual coverage.
Charlotte Dump Truck Insurance
Written By Charlotte Insurance on March 30, 2015. It has 0 comments.
Carrying insurance for your business is all part of owning and operating a company. The coverage you purchase protects you, your business, your employees, and your customers in the event of an unforeseen accident. On average, there is one dump truck-related fatality a week in the United States. In the dump truck business, you need special coverage to properly protect both drivers and customers.
Charlotte Tow Truck Insurance
Written By Charlotte Insurance on March 25, 2015. It has 0 comments.
Because of the risks associated with operating a tow truck, finding the right Charlotte tow truck insurance policy is extremely important.
Carrying the wrong amount or kind of insurance is just as bad as not carrying any coverage. Your tow truck insurance will protect you, your drivers, your business, and your customers.
CHARLOTTE TOW TRUCK INSURANCE COVERAGE