Many people believe that spring is an auspicious season for selling your home. It has nothing to do with the symbolic “birth of nature”. It is a known fact that more people search for a house to purchase in the spring. This should do the trick, don’t your think?
Well, no as a matter of fact, because many think as you do. Therefore, there are more listings in spring, and the competition is much fiercer. Basically, it turns into a buyer’s market.
Have you ever wondered what it’s like to be a high-profile superstar athlete and have all the fame and glory that goes with it? Think of all the things you could buy with that kind of money! For most people, it would be a dream come true to be earning millions of dollars! What could possibly go wrong? How should a financial advisor handle these clients with such astronomically high net-worth?
If you’ve never heard of Hagerty, it’s probably because you don’t own a collector or classic car. They specialize in providing insurance for car aficionados looking to protect their “babies” from any possible harm. What kind of danger is there for cars that only see the open road on rare occasions? Read on and find out some of the wackiest claims that Hagerty has dealt with in the past!
With Hurricane Preparedness Week long passed us (May 27th through June 2nd) and Hurricane Sandy on the horizon, it’s never a bad idea to revisit great ideas. One great idea to remember while NC hurricane season rages on: ALWAYS BE PREPARED!
Four items to remember when trying to stay ahead of the curve:
North Carolina homeowners could see their first rate increase in four years as the state’s rating bureau demanded an average 17.7 percent increase in loss cost rates across the state. The North Carolina Rate Bureau filed for the rate increase on behalf of all property insurers. It would increase loss cost rates by 17.7 percent if approved. That figure includes a homeowners’ rate hike of 17.4 percent, a rental rate increase of 30 percent and a 29.5 percent increase in condominium coverage.
As a business owner in NC it makes more sense to develop a preventative maintenance schedule for your business than to constantly have to deal with random problems as they arise. A maintenance schedule need not be overly-complex and it should form part of your business’s risk management program.
You could start by developing a written plan for matters to be attended to daily, weekly, monthly half-yearly or annually. Some suggestions include:
As a resident of NC you may or may not have heard about the Institute for Business and Home Safety’s FORTIFIED for existing homes program. In a nutshell, this is a hazard mitigation program aimed at improving the resistance of single-family detached dwellings to local disasters and perils.
As a NC homeowner, it could be assumed that you would prefer not to suffer a house fire! Losing your property or possessions from fire is a very traumatic event – not to mention dangerous, inconvenient, and expensive.
Of course if you have home insurance in place it certainly helps you to get back on your feet again, by enabling you to rebuild / repair your home and replace your possessions. However it would be better to take steps to help prevent the losses occurring in the first place.
All businesses operate in an uncertain environment. Your supplier could cease operating, your staff might suffer a work injury despite your best efforts at ensuring safety, or a client might experience a fall on your premises. As a NC business owner, you’ll probably be interested in knowing more about how you could recover more quickly from interruptions to your business.
Are you looking to set up internet access at you NC home? Arranging your internet does not have to be a difficult process. These are some of the key issues to look at. Remember, if you make any major changes to your home or buy expensive new equipment, speak to an agent about updating your home insurance policy.
