Spiraling costs can send a healthy North Carolina business into a state of poor performance. In contrast to vital but moderate budget items such as business insurance, larger company costs such as leases and wages can feel overwhelming. However, controls can be implemented to keep your expenses under control.

With many of us going on holiday this summer, home security should be on the top of all our to-do lists. Your home insurance NC could provide you with a level of financial compensation should you experience a burglary, but it’s always best to take measures to reduce the risk of that happening in the first place. Here are some of the strategies to keep in mind this summer.

Business owners are never alone when it comes to finding sources for good advice. From consulting accountants and financial advisors to insurance agents who can provide quotes for your business insurance NC, seeking advice from various qualified professionals could help grow your business more effectively.

The North Carolina shore can be a favorite target for hurricanes. This hurricane season, you should not only be prepared for a hurricane to hit, you should also know what to do during and after a storm. Your home insurance NC should be in place, as well as a flood insurance policy and hurricane coverage if you are in a high storm exposure area. Here are some steps to take before, during and after a storm hits:

When it comes to starting your own business, often the difference between sweet success and bitter failure is a never-give-up attitude, and not making a mistake big enough to sink your company.  Business insurance in NC could help you avoid being crushed financially if you do make a mistake (one that can be covered by insurance, that is) but being inspired by the success of others is also a good way to keep on going when things get difficult.

Graduation has come and gone and with that comes many changes for high school students going to college for the first time and recent college graduates entering the workforce. Many high school graduates will choose to live off campus and recent college graduates will land their dream job and begin apartment searching. Whether you’re renting a home when you are entering or leaving college, you have a lot of important decisions to make in the process. You will most likely be considering the location of your new residence, how to furnish your home, and whether you plan to live with roommates or live alone.

A once almost-lost art which is becoming more popular of late is personal gardening and farming. For those who have access to a little extra land, growing produce or even raising chickens and other animals may provide a healthy and less expensive alternative to grocery bills. Some people doing this have even become so productive that they are able to sell their extra produce to the public at local farm stands. In cases such as these it’s important to consider whether home insurance in NC will provide enough coverage. In general, as the size of your production increases, there will be more options and types of policies or endorsements to consider.

It’s that time of year again! Summer has arrived and with it brought plenty of sun and fun. As the amount of daylight increases, so will your desire to enjoy the great outdoors. Whether you are planning a sandy beach vacation, a challenging hiking trip, or simply relaxing in your own backyard, make certain that summer toys such as motorcycles, boats, jet skis, four wheelers, and golf carts are covered under your insurance policy. As your trusted North Carolina insurance agency, Charlotte Insurance can offer you the best coverage at the most competitive price.

These days, protecting your identity from thieves when on vacation is just as necessary as protecting your home from would-be criminals. The home insurance NC residents need may have the option of providing coverage for identity theft risk, and if so, your insurer may also offer some recovery services after an identity theft loss. However, this may not completely or quickly alleviate the mess an identity theft loss can create. With this in mind, it is much better to learn how to best keep your identity from being stolen.

According to the Insurance Institute for Business and Home Safety (IBHS) there are three main threats to which a building can be exposed during a wildfire – wind-borne embers, radiant heat, and direct contact with flames. When choosing your business insurance NC, it’s a good idea to also evaluate your exposures to various perils such as wildfires.
Ember exposure is the most common form of direct wildfire damage to buildings. Burning embers can damage a building by igniting nearby vegetation, building components, and/or combustible siding, and by breaking glass thereby exposing the inside of the building to the fire.