THE STRUCTURE
You need enough insurance to cover the cost of rebuilding your home at current construction costs. Don’t include the cost of the land. And don’t base your rebuilding costs on the price you paid for your home. The cost of rebuilding could be more or less than the price you paid or could sell it for today.
Blog
How do I take a Home Inventory and why?
Written By Charlotte Insurance on March 16, 2011. It has 0 comments.
Would you be able to remember all the possessions you’ve accumulated over the years if they were destroyed by a fire? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance.
Preparing an Effective Evacuation Plan
Written By Charlotte Insurance on March 14, 2011. It has 0 comments.
In the event of a sudden emergency such as a hurricane, you may have just minutes to gather your family and important papers, and get out of your house, possibly for good. Are you prepared? Where would you go? What would you take with you?
With preparation and practice, you stand the best chance of getting out with what you and your family need, and ending up in the right place.
Planning ahead is crucial; this five-step plan can help get you and your family on the road to safety.
Grilling Safety
Written By Charlotte Insurance on March 10, 2011. It has 0 comments.
Americans enjoy more than three billion barbecues each year. But barbecuing can be dangerous, even deadly, if you are not careful.
The following tips can make your grilling experience safer:
Do I Need a Commercial Auto Insurance Policy?
Written By Charlotte Insurance on February 3, 2011. It has 0 comments.
As a businessowner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the “principal insured” rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
1959 Chevy / 2009 Chevy. Crash Test!
Written By Charlotte Insurance on January 27, 2011. It has 0 comments.
This is astonishing…The fabulous 50’s??
CRASH OF a 1959 Chevy with a 2009 Chevy.
Stay with this till the end as there are several camera views…
A 2009 car vs. a 1959 car in a crash test. Guess which one wins.
No sound, but the video is enough.
How do I Find the Right Agent?
Written By Charlotte Insurance on January 19, 2011. It has 0 comments.
The first step in getting the proper coverage for your particular business is to find the right insurance agent or broker. Here are a few tips:
“Help me Understand Worker’s Compensation Insurance well enough so I feel Confident in what I am Buying.”
Written By Charlotte Insurance on January 13, 2011. It has 0 comments.
That’s the number one request small business owners make when asked what carriers and agents can do to make workers’ compensation insurance easier to understand. We took their request to heart and developed an interactive on-line Guide to explain workers’ compensation in “plain English”.
Test your Insurance IQ: Auto Insurance
Written By Charlotte Insurance on January 4, 2011. It has 0 comments.
How much do you really know about auto insurance? What does “premium” and “deductible” mean? What is “comprehensive” coverage for?
Rental Car Insurance: Tips on what you need to know at the Counter
Written By Charlotte Insurance on December 27, 2010. It has 0 comments.
Find out what you need to know about Rental Car Insurance!