Buying insurance for your condo is quite different than getting a standard homeowner’s insurance policy. Why? Because condos are different than houses, of course. Yes, you’re purchasing insurance on a property that you own, but thanks to the way that condo units are set up, you’ll need a policy specific for protecting this type of […]
Did you know that customized vehicles aren’t covered by standard auto insurance policies? While you might be tempted to upgrade or customize your vehicle, you’ll have to make sure that you have the insurance in place to protect your new investment. After all, if you’re in an accident or your modified vehicle gets stolen, your […]
If you have a second home that only gets used during certain parts of the year, complete with furniture that gets placed in storage, or you spend months out of the country for work purposes, leaving your main home vacant of both people and belongings, you’ll need to get vacant home insurance in order to […]
If you work with hazardous materials in any way, shape, or form, you run the risk of accidentally creating an environmental catastrophe. What happens if that fertilizer spills all over the road? Or if the used oil that you’re transporting to a disposal facility ends up spilling into a river or other local waterway? You […]
If you end up in an automobile accident, who pays for the medical bills of your passengers? What about your own medical bills? In some cases, those end up being covered by the person who is found to be at fault for the accident, although this usually involves a lawsuit and settlements before everyone is […]
If there’s one thing that contractors need, it’s their equipment. Everything from nail guns and cordless drills to power washers and pneumatic lifts are necessary to get those home improvement projects done. But what happens when something breaks? Not only will the piece of equipment need to be repaired, but the project could be on […]
As the name implies, subcontractors are hired by contractors and other businesses overseeing the renovation or construction of a home or business. Since these subcontractors are often hired for a specific part of the job, they aren’t covered under the contractor’s insurance. This makes mistakes and issues that arise on the jobsite quite costly unless […]
If you’re vacationing overseas and get into an auto accident, you may end up having to pay more than you budgeted for. Unless your international travel involves going to Mexico or Canada, your U.S. auto insurance likely won’t follow you. That policy isn’t valid in numerous other countries, leaving you with some potentially expensive bills […]
Renting a car requires making a number of choices. What type of car do you want to rent, an SUV, a sedan, a convertible? Also, how much will it cost? This depends on the model and year of the vehicle that you selected, as well as how far you plan to drive and how long […]
The words “teen driver” and “car insurance rates” tend to make parents cringe. Most parents are fully aware that they’ll end up paying more on their car insurance premiums, thanks to the age of their children who can now attempt to qualify for their driver’s licenses. So, what do you need to know about adding […]
