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The Role of a Return-to-Work Program in Managing Workers’ Compensation Costs

Written By Charlotte Insurance on July 2, 2023. It has 0 comments.

The Role of a Return-to-Work Program in Managing Workers' Compensation Costs

Workers’ compensation insurance is designed to pay not only for your employees’ medical care and expenses after they were injured on the job, but it also covers their salary as they go through the rehabilitation process. As you might expect, this can be rather expensive, especially for the more debilitating injuries. Your workers’ compensation insurance […]

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The Impact of Your Home’s Age on Insurance Rates in North Carolina

Written By Charlotte Insurance on June 29, 2023. It has 0 comments.

The Impact of Your Home's Age on Insurance Rates in North Carolina

When it comes to your homeowner’s insurance rates, there are a number of factors that go into determining how much you’ll need to pay. Things like your home’s location, overall worth, replacement costs, and more are all on the list. Another factor that insurance companies consider is the age of your home. Why does this […]

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The Impact of Workplace Safety on Workers’ Compensation Insurance

Written By Charlotte Insurance on June 26, 2023. It has 0 comments.

The Impact of Workplace Safety on Workers' Compensation Insurance

Every business that employs people other than the owners should have workers’ compensation insurance. Workplace injuries happen when you least expect it, and you need to not only make sure that your business is covered should an employee break a leg on a slippery floor or injure themselves on a piece of machinery, but that […]

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Insuring Against Hurricanes: A Must for North Carolina Homeowners

Written By Charlotte Insurance on June 20, 2023. It has 0 comments.

Insuring Against Hurricanes A Must for North Carolina Homeowners

Living in an area like North Carolina, where the potential for getting hit by a hurricane is high, means that you need to prepare for the worst. While some more modern homes might be able to withstand the high flood waters and winds of a hurricane, this doesn’t mean that every house can. In order […]

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North Carolina Homeowners: Are You Underinsured?

Written By Charlotte Insurance on June 10, 2023. It has 0 comments.

North Carolina Homeowners Are You Underinsured

The only thing worse than seeing your beloved home get damaged in a fire or storm is discovering that you don’t have enough insurance to cover the repairs or rebuild. Being underinsured, or not having enough coverage, is no laughing matter. You could either end up having to pay a lot of money out of […]

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How to Prepare Your Business for Natural Disasters with the Right Insurance Coverage

Written By Charlotte Insurance on June 1, 2023. It has 0 comments.

a newspaper headline reinforcing the importance of preparing your business to handle natural disasters.

Does your business have the insurance coverage that it needs to rebuild after a natural disaster? What would happen if a hurricane hit your geographic area and took out your entire fleet of vehicles or made your offices unable to operate, due to a lack of a roof on the building? If you don’t have […]

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Understanding Gap Insurance and Why It’s Important for New Car Owners

Written By Charlotte Insurance on May 25, 2023. It has 0 comments.

A GAP Insurance policy

Picture this: you just purchased a new car and are informing your insurance company about it so that they can update your auto insurance. After finding out how much you paid for the car and looking up some specs in their database, your insurance agent advises you to get GAP (Guaranteed Asset Protection) insurance. Obviously, […]

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Understanding the Impact of Car Modifications on Your Auto Insurance

Written By Charlotte Insurance on May 23, 2023. It has 0 comments.

2 mechanics working under a car while discussing the importance ot a modified car insurance policy

From auto enthusiasts to those who simply want a car that stands out from the crowd, car modifications are a clever way to highlight your personality and own a vehicle that’s truly unique. The only issue arises when you consider car insurance. Can you get a standard auto policy on a modified car? Or do […]

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The Benefits of Adding Umbrella Insurance to Your Homeowners Policy

Written By Charlotte Insurance on May 19, 2023. It has 0 comments.

an illustration of a home being protected by an umbrella insurance policy

Even though you think you have enough coverage on your homeowner’s insurance policy, it never hurts to have some extra precautions in place. For example, an umbrella insurance policy, which is designed to provide some additional liability coverage, can be added to your homeowner’s policy. Since these umbrella policies are inexpensive, they provide plenty of […]

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The Impact of Your Credit Score on Your Auto Insurance Premiums

Written By Charlotte Insurance on May 17, 2023. It has 0 comments.

a credit report showing The Impact of Your Credit Score on Your Auto Insurance Premiums

Do you know which factors go into how much you pay for your auto insurance premiums? Yes, things like your age, driving record, vehicle year, make, and model, and your geographic location all matter, but so does your credit score. Why does your credit score matter? How do insurance companies use it to determine how […]

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