To Whom Concerned,

As developers and owners of many upscale residential and mixed use developments including McKinney Ranch, we retained Marty Karriker of Charlotte Insurance to review all insurance matters on our portfolio of properties. Much to our benefit it was well worth our time. He and his staff provided many recommendations and changes to existing policies from our previous insurance provider and was able to provide better coverage while saving us significantly on our insurance premiums.

As a developer, after the sale we’ve needed attention with ongoing developments and in exchanges with banks on construction matters as we bring on permanent insurance. The staff at Charlotte Insurance are always spot on and have met or exceeded all of our expectations of excellent service. Our entire insurance picture is now much more cohesive. I would highly recommend them to other firms serving our industry.

To Whom Concerned:

In the fall of 2011, I was randomly contacted by Marty Karriker of Charlotte Insurance about the possibility of getting together to discuss the insurance for one of my properties, The Senior Villages. As anyone would reluctantly expect this to be another “sales call”, it couldn’t have been more different. Instead, the team at Charlotte Insurance was able to break down my current policy, the one I basically inherited when I purchased the property, and pointed out to me huge gaps in coverage and all the areas I had potential exposures. They were very consultative in their mannerisms and were really able to educate me on what I had.

In addition to shoring up all the shortfalls in my policy, in addition they were able to save me thousands of dollars in premium. After I made the commitment to switch, they promptly issued my new policy and hand delivered it to me and took the time to review once again what I had purchased. They were also proactive in making additional recommendations which enabled me to make other informed decisions on matters such as payroll.

I would highly recommend at least reviewing what you currently have with the staff at Charlotte Insurance, and am confident they will advise you with courtesy and professionalism, regardless of the outcome of your decision. It was very much an eye opener for me.

Sean Hertel, Vice President
Charlotte Insurance
6400-B South Blvd
Charlotte, NC 28217

Dear Sean:

I wanted to write this letter to personally thank you for providing such excellent service in relation to both my personal and business insurance needs. I have found your advice to be both responsive and sound and I am very pleased with the fact that I fell that I have a knowledgeable and trustworthy agent working in my behalf to insure that mu interests are protected. I would recommend you and Marty to any of my clients and wish you continued success in the years ahead.

Charlotte Insurance
P O Box 1087
Cornelius NC 28031

Dear Marty,

I wanted you to know that we are pleased with the cost savings, and the professional care we have received from your staff since switching our insurance coverage in February of this year. You took the appropriate time to find the best coverage at a cost savings that will benefit our company during these economic times.

We hope that this will be the beginning of a long lasting business relationship for many years to Come.

Re: Charlotte Insurance Value – Jenesis Software, Inc

Dear Marty:

Although I have been in the insurance business for almost 25 years, I learned long ago that you can’t “know it all” when it comes to insurance. It is this very reason that I’m glad we partnered with Charlotte Insurance in 2006 to handle our technology insurance needs.

Having a background in the personal property and casualty side of the business, insuring the assets and liabilities at Jenesis Software, Inc was an entirely new ball game for me. I discovered that the “uniqueness” of our business required insurance that afforded “specialty” coverage for software businesses’ like ours. Thanks to Marty and his staff, they were able to find a carrier who customized a policy to fit our specific needs.

Operating a small business presents many day to day challenges. Thanks to Charlotte Insurance for allowing us to remove the worry of “Protecting our Assets” from that daily list!

Mr. Sean Hertel
Vice President
Charlotte Insurance
6400 B South Boulevard
Charlotte, NC 28217

Dear Sean,

Thank you for the time you and Susan devoted to our search to reduce premium costs without sacrificing coverage.

Your firm matched the coverage we had with substantial savings.

Your responsiveness, ability to answer our questions and provide us with a better understanding of our business package was outstanding.

We are looking foward to a lasting business relationship with Charlotte Insurance.